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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

Embrace Home Loans - Basking Ridge, NJ
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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(908) 809-2714
Basking Ridge, NJ
https://www.embracehomeloans.com/location/new-jersey/basking-ridge/tom-cifichiello
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
    L
    LaRon S
    North Plainfield, NJ
    Posted on September 5th, 2018 12:52 PM
    The best is when your 1st impression is your only impression,... From the beginning to the end Tom proved himself,... Now I can say "I'm a homeowner" Thanks again Tom
  • FTP
    N
    Nicholas L
    South Bound Brook, NJ
    Posted on August 30th, 2018 04:46 AM
    The advice and great help i had along the way from tom and his team
  • FTP
    J
    Janeth C
    Jersey City, NJ
    Posted on June 13th, 2018 01:21 PM
    Tom is such a pleasure to work with. He is knowledgeable, patient, responsive and always on top of things. He goes that extra mile to get things done!! My buyers and I love him!! He recently did my mortgage, we had deadlines to meet and as...
    read more
  • FTP
    G
    Gloria L
    Union, NJ
    Posted on June 12th, 2018 06:13 PM
    Tom is personable, highly knowledgeable about his field, and responsive to my financing needs.
  • FTP
    M
    Mayra R
    North Plainfield, NJ
    Posted on June 4th, 2018 11:16 AM
    BEST DECISION EVER MADE!...I had a prior unpleasant experience with another financial institution and was already 4 months into it. A friend recommended Tom and I made a decision of having Tom service my loan. I couldn't have been happier,...
    read more
  • FTP
    M
    Maria D
    North Bergen, NJ
    Posted on May 10th, 2018 07:39 PM
    Tom Cifichiello is an amazing mortgage guru that not only holds your hand through the entire home buying process but does it with integrity, kindness, patience and humor. He is also affable in person and is always reachable via calls, text...
    read more
  • FTP
    M
    Michael R
    Pennsville, NJ
    Posted on May 5th, 2018 01:40 PM
    From the first conversation that I had with Tom, I knew he had my best interest at hart and made me feel like I was the most important person that he was working with. NOTHING SHORT of amazing is how I would describe Tom and the entire team....
    read more
  • FTP
    M
    Matthew S
    Cranford, NJ
    Posted on April 30th, 2018 01:35 PM
    Tom was great from beginning to end! I would strongly recommend Tom and Embrace Home Loans!
  • FTP
    T
    Thomas B
    Cranford, NJ
    Posted on April 27th, 2018 01:12 PM
    Great communication through the entire process
  • FTP
    K
    Kareem H
    Elizabeth, NJ
    Posted on April 17th, 2018 02:09 PM
    From the beginning of the process to the end Tom was extremely helpful. Personally this is my first time buying a house and Tom made all of the information I needed to make an educated decision available. Not only was he very helpful in educating...
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.