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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

Embrace Home Loans - Basking Ridge, NJ
4.97
(310)
Company Logo
Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(908) 809-2714
Basking Ridge, NJ
https://www.embracehomeloans.com/location/new-jersey/basking-ridge/tom-cifichiello?utm_medium=organic&utm_source=google&utm_campaign=GMB
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
4.97
(310)
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Reviews from Web
  • 5.0
    SFTP
    M
    Meylin H
    Mine Hill, NJ
    Posted on June 3rd, 2026 01:28 PM
    Tom and his team were super responsive and will make sure that my clients get what they needed. Also, they were great in following up to make sure everything was taken care of on all sides. Tom was very knowledgeable in providing my clients...
    read more
  • 5.0
    SFTP
    S
    Sachin K
    Hillsborough, NJ
    Posted on May 20th, 2026 01:54 AM
    Tom is very knowledgeable and presented smart solutions to our mortgage needs. He is also very responsive and made himself available for ad hoc calls when we needed clarification or advice. Thank you Tom! Your support made the home buying process...
    read more
    Reply from Tom Cifichiello
    June 4th, 2026 02:53 PM
    I'm grateful for your kind words, Sachin. It's good to know that my responsiveness and solutions helped ease the stress of your home buying process. If there's anything else you need, please feel free to reach out.
  • 5.0
    SFTP
    L
    Lauren M
    Skillman, NJ
    Posted on May 13th, 2026 03:11 PM
    Tom is amazing !!!
  • 5.0
    SFTP
    E
    Elise K B
    Kingston, NY
    Posted on April 25th, 2026 11:31 AM
    Tom makes this process seamless and easy .
    Reply from Tom Cifichiello
    May 11th, 2026 05:11 PM
    Thank you for your kind words, Elise. I'm pleased to know that the process felt seamless and easy for you. If you need any further assistance, please don't hesitate to reach out.
  • 5.0
    SFTP
    D
    David T
    Ledgewood, NJ
    Posted on April 4th, 2026 02:25 PM
    Tom's attention to detail and the speed with which he works is outstanding!
  • 4.5
    SFTP
    D
    Damian B
    Hillsborough, NJ
    Posted on March 8th, 2026 03:07 PM
    Tom was always available to respond to our questions. And provided guidance on the loan approval process.
    Reply from Tom Cifichiello
    March 23rd, 2026 03:07 PM
    I'm glad to know that my availability and guidance during the loan approval process were helpful to you, Damian. Should you have any further questions or need more assistance, please feel free to reach out.
  • 5.0
    SFTP
    D
    Dustin S
    Nazareth, PA
    Posted on February 22nd, 2026 01:25 PM
    We had a wonderful experience. Tom has been a wealth of knowledge and has helped Answer any questions. We truly felt like he cared about our best intetests. Thanks again!
    Reply from Tom Cifichiello
    March 9th, 2026 01:25 PM
    I'm grateful for your feedback, Dustin. It's important to me that you felt I had your best interests at heart. If you have any more questions or need further assistance in the future, I'm here to help.
  • 5.0
    SFTP
    S
    Sean G
    Whitehouse Station, NJ
    Posted on January 22nd, 2026 10:15 AM
    Tom is fantastic! Communicative and helpful through the entire process. Highly recommend working with him and the Embrace team.
    Reply from Tom Cifichiello
    February 6th, 2026 06:05 PM
    I appreciate your kind words, Sean. I'm glad to hear you were satisfied with the communication and support throughout the process. If there's anything else I can assist you with, feel free to reach out.
  • 4.5
    SFTP
    P
    Padma F
    Whitehouse Station, NJ
    Posted on January 20th, 2026 04:21 PM
    My clients were happy, all things were managed perfectly by Tom and all deadlines were met.
  • 5.0
    SFTP
    S
    Samuel H
    Chatham, NJ
    Posted on January 17th, 2026 12:27 PM
    Tom was very supportive and answered all of our questions in a timely manner. App was easy to use and streamlined the doc sharing process.
    Reply from Tom Cifichiello
    February 2nd, 2026 03:21 PM
    I'm pleased to hear that you found my support helpful, Samuel. It's important to me to answer questions promptly, and I'm glad the app made document sharing straightforward for you. Should you have any more inquiries or need further assistance,...
    read more
    • 10 of 310
    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
    574
    /850
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.