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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

Embrace Home Loans - Basking Ridge, NJ
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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(908) 809-2714
Basking Ridge, NJ
https://www.embracehomeloans.com/location/new-jersey/basking-ridge/tom-cifichiello
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
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    Thomas T
    Seminole, FL
    Posted on August 18th, 2021 12:44 PM
    Very efficient process with clear, timely communication along the way. Excellent process and pleasant experience!
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    Simon G
    Lawrenceville, NJ
    Posted on August 3rd, 2021 03:05 PM
    Easy to deal with. Thanks for making the buying process quick and painless!
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    Christopher H
    South Brunswick, NJ
    Posted on July 29th, 2021 09:25 PM
    I must say I am a little disappointed. Everyone always has these horror stories about their first house buying experience and how their mortgage company messed things up or lost paperwork or whatever. Tom and the entire Embrace team made everything...
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    Michelle H
    South Brunswick, NJ
    Posted on July 29th, 2021 12:44 PM
    Tom was extremely knowledgeable. He made our first home purchase such a wonderful experience. I will absolutely recommend his to all my friends and family.
  • SFTP
    M
    Meng X
    Bridgewater, NJ
    Posted on July 23rd, 2021 06:46 PM
    Tom is very professional and patient for all of our questions, very clear communication every step of the way. What we appreciate even more is that Tom was able to complete the whole process in just two weeks after our loan was messed up by...
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    Elisa A
    Roselle, NJ
    Posted on July 6th, 2021 01:23 PM
    It was a pleasure working with Tom.
  • FTP
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    Renan R
    Belleville, NJ
    Posted on July 1st, 2021 12:25 PM
    Since the moment I contact Tom he make you filled you could trust him and beside that, a good friend of my recommended him, he explain everything i need to know about the company he represent and the services they provided.
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    Najah D
    Bridgewater, NJ
    Posted on June 30th, 2021 01:51 PM
    Tom always available no matter the time or day.. very prompt answers. Accommodated all my crazy variation requestst to mortgage calculations. Tom made the process painless.
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    Christian M
    High Bridge, NJ
    Posted on June 28th, 2021 11:34 AM
    Tom was amazing and willing to take on all of our questions. As first time home buyers he was able to make us feel comfortable with this whole process.
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    Hannah M
    High Bridge, NJ
    Posted on June 24th, 2021 02:19 PM
    Tom was there for us every step of the way answering all our questions and making sure we understood exactly what was going on while buying our first home. He always made himself available for us any time we needed him. He made the home buying...
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.