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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
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    Rachel L
    Sparta, NJ
    Posted on June 19th, 2021 10:56 PM
    Tom was great to work with as a first time home buyer. I never felt like I was bothering him with my millions of questions. He walked us through the process step by step and made us feel very comfortable with our first mortgage.
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    Kaustubh S
    Branchburg, NJ
    Posted on June 15th, 2021 03:22 PM
    Tom made the entire buying house in this sellers market a whole lot easier and peaceful. He was always available to give advise as well as answer all our questions. Tom was able to provide competitive rate and quality service that you will...
    read more
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    Bhakti R
    Branchburg, NJ
    Posted on June 12th, 2021 01:48 PM
    We had awesome experience with Tom and his team. Tom was always quick to respond to our questions and always provided valuable insights. He made the house buying process go smoothly as possible. We highly recommend him.
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    Sheri L
    Randolph, NJ
    Posted on June 4th, 2021 02:49 PM
    Tom was helpful and patient with me through process. He was very information and guided me along till closing.I appreciated what he did for both myself and my husband. I will refer him toanyone I know that needs a mortgage. Thank you Tom
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    Kamran Q
    Irvington, NJ
    Posted on June 2nd, 2021 01:19 PM
    Tom is amazing. He made the entire refinance process painless for me and made sure that any questions I had were answered. I would truly recommend Tom to anyone who is looking to purchase a property or refinancing their current. Thanks again...
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    Brianna R
    Mount Holly, NJ
    Posted on May 22nd, 2021 06:44 PM
    Tom was so easy to work with and always there for my millions of questions. Thank you Tom for helping me with my first home!
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    Kelly C
    Easton, PA
    Posted on May 22nd, 2021 02:02 PM
    Tom was always a pleasure to deal with. He is patient and personable. Any time we had a question, Tom got back to us quickly and always took the time to ensure he answered any questions we had thoroughly and with transparency. We also felt...
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  • FTP
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    Stephanie D
    New York, NY
    Posted on May 21st, 2021 07:01 PM
    We were able to get our mortgage and closed on time!
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    Jolanta P
    Voorhees, NJ
    Posted on May 19th, 2021 09:04 PM
    Tom was always available when I needed him. He was always professional and kind and was quick to respond to any questions I had.
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    Shannon H
    New York, NY
    Posted on May 18th, 2021 03:27 PM
    Tom was great, very attentive and helpful throughout the whole process.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.