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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
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    Marta P
    Middlesex, NJ
    Posted on October 14th, 2021 02:00 PM
    Tom was always available to answer any of my questions, and always had a positive attitude, it was a pleasure working with him.
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    Megan M
    Basking Ridge, NJ
    Posted on October 1st, 2021 11:16 AM
    Great communication. Sent follow ups to ensure things continued to move forward timely. Low effort on our end.
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    Deven K
    Livingston, NJ
    Posted on September 29th, 2021 12:49 PM
    Tom was there during each and every step of the process. Very responsive and knowledgeable in regards to construction loan process. We are very glad that we had tom to guide us through the construction loan details, process and closure.
  • SFTP
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    Marina B
    Kinnelon, NJ
    Posted on September 23rd, 2021 08:11 PM
    Tom came recommended from my realtor, and he was absolutely fantastic. Tom was incredibly responsive, even after hours when I wasn’t expecting a response. He was always clear and thorough and followed up with us and others to ensure the process...
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    Charles M
    Kinnelon, NJ
    Posted on September 22nd, 2021 12:27 PM
    Tom was with us every step of the way with a friendly demeanor and knowledge to answer any questions on curveball that came our way! 11/10!
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    Anthony A
    Sayreville, NJ
    Posted on September 21st, 2021 01:55 PM
    Tom’s professionalism, communication and explanation about status changes and honesty.
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    Heather P
    Washington, NJ
    Posted on September 4th, 2021 11:42 PM
    Tom was the consummate professional throughout the entire process. Friendly, approachable, extremely knowledgeable and willing to do all he can to help. As first time home buyers, my husband and I couldn’t have gotten luckier to work with Tom....
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    Kyle P
    Washington, NJ
    Posted on September 1st, 2021 02:40 PM
    Tom was available to answer any questions we had at all times. Friendly and overall, just a great person to deal with during a hectic process of trying to purchase a home.
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    Kellie L
    Piscataway, NJ
    Posted on August 25th, 2021 02:20 PM
    Tom seriously is the BEST. He makes it SO easy and is such a great communicator- I have recommended him to many based on my experience! Thank you so much!
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    Yetunde O
    Nyack, NY
    Posted on August 18th, 2021 11:24 PM
    Tom made this process extremely smooth. His professionalism, customer service, friendly demeanor and knowledge was superb. All of our questions were answered in a timely manner and explained in detail.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.