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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
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    Terry-Ann M
    Union, NJ
    Posted on November 29th, 2021 04:01 PM
    Tom reviewed all my options with me and based on that I was able to choose the best option for my family
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    Anne J
    Royal Palm Beach, FL
    Posted on November 16th, 2021 02:30 AM
    My second mortgage with Tom in two years. His professionalism,his patience,attention to details and his willingness to explain the same thing to me over and over until I fully understand what’s taking place make him the best mortgage broker...
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    Les W
    Monmouth Junction, NJ
    Posted on November 12th, 2021 10:34 PM
    Expedient expert service with a 360 degree understanding of my fiscal standing, business/personal goals, property requirements and loan needs. Extreme patience and speed in addressing questions and wildcard situations that pop up during the...
    read more
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    David J
    Bridgewater, NJ
    Posted on October 27th, 2021 07:38 PM
    Tom was very responsive to our needs.
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    Dana C
    Branchburg, NJ
    Posted on October 26th, 2021 04:28 PM
    Tom and team were a pleasure to work with. Everything was explained throughout the process, with great knowledge and individual care. Tom and team are prompt with responding, and supportive from the start to finish of the home buying process!...
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    Jorge C
    Union City, NJ
    Posted on October 23rd, 2021 02:54 AM
    Tom explained everything to me several times, he was extremely helpful!
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    Adel S
    Monroe, NJ
    Posted on October 19th, 2021 12:22 PM
    Tom is a great guy and very easy to communicate with. He always goes the extra mile for his clients. Thank you for taking my international calls while I was overseas. Can’t wait til we close on the next property.
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    Brian J
    Union, NJ
    Posted on October 17th, 2021 09:10 PM
    Communicative, responsive, supportive and lastly the man to get the job done !
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    Elizabeth C
    Orlando, FL
    Posted on October 15th, 2021 08:59 PM
    Thanks for making the refinance process so quick and easy! I appreciate you and the Embrace team!
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    Sara M
    Asbury, NJ
    Posted on October 15th, 2021 01:28 PM
    Very good, prompt communications from Tom and Meghan. The online system helped too -no unnecessary bureaucracy. Everything happened as scheduled.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.