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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
    R
    Ryan S
    Randolph, NJ
    Posted on February 4th, 2022 01:27 AM
    I can't really thank Tom enough for his help with our mortgage. It was complex in a few different ways, and he offered solutions to all of the problems but was never pushy. His availability was phenomenal. I should say "is" rather than "was",...
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  • SFTP
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    Hamshawu Y
    Wenonah, NJ
    Posted on January 21st, 2022 09:36 PM
    Tom was great from the onset. As a first time home buyer Tom made my mortgage experience and buying process a breeze, he explained the process from start to finish, spent countless number of times clarifying issues and terminologies I didn't...
    read more
  • SFTP
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    Michael T
    Farmingville, NY
    Posted on January 17th, 2022 04:04 PM
    Tom was incredibly patient and responsive to all of my questions. It could not have been a better experience.
  • SFTP
    K
    Kasey W
    Suffern, NY
    Posted on January 16th, 2022 04:13 PM
    Tom was amazing to work with from start to finish. He answered all of my questions and was extremely responsive throughout the entire process. His professionalism and expertise was unmatched and his great sense of humor helped me to overcome...
    read more
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    Hadar B
    Palisades, NY
    Posted on January 13th, 2022 02:00 PM
    To was very helpful, communicative, fast and gave us the perfect service
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    Michael C
    Hillsborough, NJ
    Posted on December 21st, 2021 05:18 PM
    nothing in particular
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    Jasmine B
    Hamilton, NJ
    Posted on December 20th, 2021 07:53 PM
    Tom made this process extremely seamless and convenient for us. He explained any questions or concerns we had along the process in a way that was very easy to understand. We couldn’t have been more pleased with the experience!
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    Shail A
    Oradell, NJ
    Posted on December 20th, 2021 05:10 PM
    Tom was on the ball from start to finish. Ours wasn't a typical closing and he came prepared with insights and ideas we hadn't previously considered. Everyone he brought on the team to assist in procuring our mortgage/closing was very professional...
    read more
  • SFTP
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    Kory B
    Hamilton, NJ
    Posted on December 18th, 2021 04:38 AM
    Tom made everything easy for me and my family and walked us through the process.. I couldn’t have done it without the help of his team and I’m very appreciative
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    Alexander T
    Scarsdale, NY
    Posted on December 2nd, 2021 07:17 PM
    Tom was a pleasure to work with. He was always available, responsive, and explained to process clearly throughout.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.