

Todd Biltucci
Branch Manager | NMLS #91863

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Todd was very professional and attentive to all of our needs. He did not hesitate to pick up the phone to call us when we had questions and always took the time to make sure we understood the answers.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
Heather, your words are greatly appreciated. I aim to provide excellent service and I'm glad to hear that I was able to achieve this during your home purchase. I'm always here to address any questions or concerns you have. Thank you for trusting...
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Todd was very responsive and great to work with.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
Todd was easy to work with and a good communicator.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm thrilled to hear that you found the process of working with me easy and satisfactory, Danielle. Your feedback means a lot and it was a pleasure assisting you with your purchase. If you have any more needs or questions about Amerant Mortgage...
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Great communication.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I appreciate the perfect rating and kind words, Russell. I'm delighted to know that you found our communication satisfying throughout your purchasing process. Always aiming to provide top-notch service at Amerant Mortgage. Thanks for sharing...
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We just bought a new home and couldn’t be happier! Todd made everything so easy for us during this entire process. When we didn’t understand something, he would quickly jump on a call to explain and provide detailed information. Todd is very...
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Todd was very knowledgeable about Vermont home loan purchases. He was responsive and always picked up my calls or returned them immediately. We had a great experience and would work with him again.
Todd as usual was great to work with. Even with the Covid 19 virus going on and working from home Todd always kept us informed and up to date on the loan process. We closed quickly without even leaving our home. Thanks Todd and Christy
I have used Todd Biltucci for two separate real estate financing transactions and I will undoubtedly turn to Todd again in the future. He and his team from Draper and Kramer have been very easy to work with on both occasions. Communication...
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This is our 3rd time choosing Todd for our refi or purchase. As we all know there are many choices out there but we continue to go to Todd because of the excellent service he provides. Todd knows the business, delivers excellent customer service,...
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Todd, Christy and the rest of the DKMC Team did a great (tremendous, fantastic, stupendous...) with our home mortgage. Todd was excellent on helping us get through the home mortgage process smoothly, efficiently, and professionally which was...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Todd Andrew Biltucci is a Branch Manager at Synergy One Lending with 30 years of experience originating mortgage loans in Burlington, Vermont and statewide. Studied at Champlain College and the University of Vermont. Specializes in self-employed mortgage financing, first-time buyer loans, and move-up family purchases throughout Vermont. Known for seven-day availability, fast response times, and multi-generational client relationships. NMLS 91863.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #91863
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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