Todd Biltucci
Branch Manager | NMLS #91863
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Todd explained every step of the process. Phone communication was very helpful. The website was easy to navigate. Signing documents online made things very convenient and helped the closing process go by faster. Everything went very smoothly!...
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Reply from Todd Biltucci
April 22nd, 2026 04:32 PM
Eleanor, I'm happy to hear that everything went smoothly for you. It's important to me that every step of the process is clear and convenient, and I'm glad the phone communication and website contributed to that. If you have any more questions...
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Very communicative and made the process very easy
Reply from Todd Biltucci
April 9th, 2026 06:59 PM
I'm pleased to know that the process was smooth and straightforward for you, Jake. Keeping open lines of communication is something I prioritize, and it’s great to hear this approach made things easier for you. If you have any further questions...
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Always a pleasure working with Todd, he is veryry knowledgeable and attentive throughout the mortgage process!
Reply from Todd Biltucci
February 16th, 2026 05:43 PM
I'm grateful for your positive feedback, Nicholas. It's been a pleasure assisting you through the mortgage process. My focus is always on being as attentive and informed as possible, so I'm glad to hear that reflected in your experience. Should...
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Todd helped us with our original purchase and has stay engaged as we capitalize on changing market conditions and refinancing opportunitie!
Todd's commitment to getting the loan ready to close was amazing! He was always available to answer questions that I had.
Comminication and Todd was genuinely interested in helping us get a house
Excellent communicatio!!!
very seemless!
Todd and the tean were incredibly knowledge and responsive throughout the loan process
Always on the ball, kept in constant communication and got things done!
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
Kristen, I really appreciate your kind words. It was great working with you and being a part of your home purchase journey. Keeping the communication clear and timely is always a priority for me, and I'm glad it made the process smoother for...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Todd Andrew Biltucci is a Branch Manager at Synergy One Lending with 30 years of experience originating mortgage loans in Burlington, Vermont and statewide. Studied at Champlain College and the University of Vermont. Specializes in self-employed mortgage financing, first-time buyer loans, and move-up family purchases throughout Vermont. Known for seven-day availability, fast response times, and multi-generational client relationships. NMLS 91863.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #91863
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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