

Todd Biltucci
Branch Manager | NMLS #91863

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Comminication and Todd was genuinely interested in helping us get a house
Excellent communicatio!!!
very seemless!
Todd and the tean were incredibly knowledge and responsive throughout the loan process
Always on the ball, kept in constant communication and got things done!
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
Kristen, I really appreciate your kind words. It was great working with you and being a part of your home purchase journey. Keeping the communication clear and timely is always a priority for me, and I'm glad it made the process smoother for...
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Working with Todd was fantastic. He made sure I was updated anytime there was new information or tasks to complete. He made the process for a first time homebuyer a little less scary.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
Carly, thank you so much for the kind words and fantastic 5-star rating! I'm thrilled to hear that your experience as a first-time homebuyer was made a little less scary with Amerant Mortgage. Keeping you informed and simplifying the process...
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Awesome quick responses
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm thrilled to hear that you had a 5-star experience with Amerant Mortgage, Paul! Your feedback about the quick responses is greatly appreciated. We strive to provide this level of service for every customer and your comments confirm that...
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Todd and Chad were both very pleasant to deal with and professional. They were also very responsive
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Very knowledgeable person, and very helpful
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I truly appreciate your kind words and the 5-star review, Debra! It was a pleasure assisting you with your purchase. I always aim to share my knowledge to make the process as smooth as possible for you. If you ever need any assistance in the...
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Todd was there to answer all my questions and always kept me in the loop. He's very attentive!
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm thrilled to hear that you had a positive experience with your Cash Out Refinance, Michele. It was my pleasure answering your questions and keeping you updated throughout the process. Your feedback is greatly appreciated and motivates me...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Todd Andrew Biltucci is a Branch Manager at Synergy One Lending with 30 years of experience originating mortgage loans in Burlington, Vermont and statewide. Studied at Champlain College and the University of Vermont. Specializes in self-employed mortgage financing, first-time buyer loans, and move-up family purchases throughout Vermont. Known for seven-day availability, fast response times, and multi-generational client relationships. NMLS 91863.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #91863
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235