Todd Biltucci
Branch Manager | NMLS #91863
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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9 AM to 5 PM
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Reviews from Web
Todd is great to work with! Makes the process easy
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
So glad to hear that you found the process easy, Phi! It was a pleasure working with you on your rate/term refinance. Your satisfaction is my top priority and I'm thrilled you had a five-star experience at Amerant Mortgage. If you need any...
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Communication is always great and transparency is never in doubt
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I am delighted to hear that the communication and transparency in your rate/term refinance experience was well-received, Kevin. It's vital for us here at Amerant Mortgage to establish trust and clear communication with our clients. Your feedback...
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Todd is an excellent communicator and very responsive
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm delighted to know, John, that your experience with Amerant Mortgage was a positive one and that you appreciated my communication and responsiveness. This feedback is incredibly rewarding for me. My aim is to keep the process seamless and...
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Todd was extremely responsive and guided us through the process of obtaining a loan with professionalism and excellent communication skills. It was a pleasure working with Todd.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm truly glad to hear you had a positive experience, Deborah. Guiding customers like you through the loan process in an efficient, professional manner is my main goal at Amerant Mortgage. It was a pleasure working with you as well and I appreciate...
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Todd answered all of our questions thoroughly and promptly and was a pleasure to work with
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm absolutely thrilled to hear about your positive experience, Abbey! Ensuring all your questions are answered promptly and thoroughly is a top priority for me. I'm glad to know that my service met your expectations during your Rate/Term Refinance...
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Easy experience, and good communication on areas I didn’t understand
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm really pleased to hear that you found the refinancing process easy and that our communication was to your satisfaction, Stephen. It was my pleasure to assist you in any areas you found confusing and I'm glad we could make it a positive...
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Todd was extremely responsive and proactive. We will continue to work with him moving forward.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
Hey Michael, thank you so much for the glowing 5-star review! It was a pleasure working with you on your purchase. I'm thrilled to hear about your positive experience and even more so that you'll continue to work with me in the future. I strive...
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Todd and the team was very responsive and was able to answer all of our questions and guide us through the whole process. Highly recomended!
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
Scott, thank you so much for the outstanding review! It's fantastic to hear that you had a positive experience with our team here at Amerant Mortgage during your purchase. We strive to be as responsive as possible and provide all the necessary...
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Todd was fantastic to work with, great communication and smooth process. Highly recommend.
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
I'm absolutely delighted to hear about your positive experience, Edward! Maintaining clear communication and a smooth process throughout the mortgage process is always my priority. I'm thrilled that you found our service praiseworthy and appreciate...
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More timely and clear expectations of documentation needed
Reply from Todd Biltucci
January 7th, 2026 10:54 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Todd Andrew Biltucci is a Branch Manager at Synergy One Lending with 30 years of experience originating mortgage loans in Burlington, Vermont and statewide. Studied at Champlain College and the University of Vermont. Specializes in self-employed mortgage financing, first-time buyer loans, and move-up family purchases throughout Vermont. Known for seven-day availability, fast response times, and multi-generational client relationships. NMLS 91863.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #91863
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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