

Tim Silva
Loan Officer | NMLS # 234300

Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 1 PM
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Reviews from Web
Everything was explained in detail, and took the time to make sure we truly understood each step and process to get through, it made everything seem so simple and effortless. It was a pleasure, and now we have our forever home ❤️
Reply from Tim Silva
February 7th, 2025 05:56 PM
Wow, Moises, a forever home – that's fantastic! Reading your review brought a big smile to my face. I truly appreciate you taking the time to share your experience. Making the process clear and simple is always my top priority, so it's incredibly...
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Tim Silva and his staff were bery very thru the whole process of buying my first home. We had a couple hiccups and tim was able to resolve them and help get my key to my first home . I will be recommending Tim and his staff to family and friends...
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Reply from Tim Silva
December 20th, 2024 04:25 PM
Andres, I'm truly grateful for your 5-star review. I'm happy to know that you were satisfied with the service my staff and I offered during your home buying process. We always strive to resolve any issues that may arise and make the process...
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Always kept me updated and very klnowledgeable.
Reply from Tim Silva
December 16th, 2024 05:26 PM
I'm glad to hear that you were satisfied with the service, Dylan. Keeping clients updated and informed is a key part of my role at Golden Empire Mortgage, Inc., and I appreciate your recognition of that. It was a pleasure assisting you with...
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Thank you for all of your awesome support and advice with my home purchase.you we're very efficient with all your paperwork and numbers it was a great experience working with you Tim thank you once again for all of your hard work and dedication...
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Reply from Tim Silva
December 9th, 2024 05:34 PM
Thank you so much for the kind words, Michael! I'm thrilled to hear that you were satisfied with the efficiency of the paperwork process and the overall experience you had with me at Golden Empire Mortgage, Inc. Your positive feedback means...
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The homebuying process was quick, easy, and smooth with Tim!
Reply from Tim Silva
November 27th, 2024 03:17 PM
I'm thrilled to hear that your home purchasing experience was quick, easy, and smooth, Portia! It's always my aim to make the process as seamless as possible for my clients. Thank you for choosing Golden Empire Mortgage, Inc. and for your kind...
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Tim was awesome. He was there every step of the way.
Reply from Tim Silva
September 16th, 2024 02:46 PM
I'm truly grateful for your positive feedback, Karen. It was my pleasure to assist you through each step of your purchase. Your satisfaction is my top priority, so it's rewarding to know my efforts were appreciated. If you need further assistance...
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Best Loan Officer Around! Kept me updated, and made the process a dream! Thank you GEM Mortgage!
Reply from Tim Silva
July 26th, 2024 09:39 PM
I'm so glad to hear that you found the process seamless, Taylor! Your feedback means a lot. It was my pleasure to keep you informed and facilitate your loan purchase. Thank you for trusting me and Golden Empire Mortgage, Inc. with your mortgage...
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Very professional and nice.
Reply from Tim Silva
June 28th, 2024 09:37 PM
I appreciate your kind words and 5-star review, Kelly! I'm thrilled to hear that you found my services at Golden Empire Mortgage, Inc. professional and pleasant to work with. Helping clients with their purchases is always a pleasure, and I'm...
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Just an all around great experience
Reply from Tim Silva
May 6th, 2024 06:04 PM
I'm thrilled to hear you had such a positive experience, Kortney! Your satisfaction is my top priority, so it's great to know that your home purchase loan process went smoothly. Thank you for taking the time to leave a review and for the 5-star...
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Tim was very helpful and knowledgeable and assisted us throughout the whole home buying process. Tim made things very easy and truly had our best interest at heart.
Reply from Tim Silva
May 6th, 2024 02:46 PM
I'm sincerely delighted to hear about your positive experience, Tawnie. It was my pleasure to guide you through the home buying process and ensure your interests were at the forefront. Your kind words are greatly appreciated. Thank you for...
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About
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Reverse Mortgage
FHA
VA
Conventional
USDA
Down Payment Assistance
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Positions
- Golden Empire Mortgage - Manager Barstow BranchAug 1st, 1995 - Current
Memberships
- Barstow Chamber of Commerce
- Barstow Optimist
- High Desert Association of Realtors / HDAOR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234300
Gallery



Achievements
- Golden Empire Mortgage, President's Circle.
- Barstow Association of Realtors, Twice, Affiliate of the Year.
- Barstow Police Department, Medal of Excellence.
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."