Tim Silva
Loan Officer | NMLS # 234300
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 1 PM
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Reviews from Web
Made sure every detail that I needed to know was known. Kept in contact with through every step of the process. I couldn't be more grateful and couldn't have chosen a better person to handle my situation.
HIGHLY RECOMMEND
Thank you
Reply from Tim Silva
October 30th, 2025 04:45 PM
I'm glad to hear that you felt informed and supported throughout the process, Michael. Being in close contact to ensure you had all the details was a priority for me. Your trust means a lot, and I appreciate your recommendation. If you have...
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Communication
Reply from Tim Silva
October 28th, 2025 02:04 PM
I'm glad you found the communication effective, Randy. Ensuring clear and consistent updates is important to me, especially during such a significant process like purchasing a home. If you have any further questions or need more assistance,...
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Tim Silva was great at keeping me posted and fixing issues prom
Reply from Tim Silva
October 27th, 2025 04:08 PM
I appreciate your feedback, Mark. Keeping you informed and addressing any issues promptly was important to me. I’m glad to hear that my efforts made a positive impact on your experience. If there's anything further you need, please don't hesitate...
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Tim was on top of everything from the beginning and worked hard to make sure we were able to get the house we wanted and needed . Thank you Tim!
Reply from Tim Silva
October 20th, 2025 07:43 PM
I'm pleased to know that the process went smoothly for you, Jennifer. Making sure you secured the house you wanted was a priority for me, and I'm grateful for your trust throughout the journey. If there's anything else I can assist you with,...
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Tim is kind, professional, and great at communicating the process. 10/10 Recommend!
Reply from Tim Silva
October 13th, 2025 03:40 PM
I’m pleased to know that you found my assistance valuable, Tiffany. It’s great to hear that the communication throughout the process met your expectations. Thank you for your recommendation. If there’s anything else you need in the future,...
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Thank you Tim for the expertise in helping us choose the right loan to fit our needs in buying our new property! You made it so much easier than working with another lender!
Reply from Tim Silva
October 13th, 2025 05:16 PM
I'm grateful for your feedback, Frank. Helping you find the right loan for your new property was my pleasure, and it’s rewarding to know that the process felt smooth for you. Thank you for choosing to work with me. If anything comes up or you...
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Tim is a very busy Man , that gets it done . very punctual. extremely patient , and will help you understand your questions .
Reply from Tim Silva
September 29th, 2025 04:43 PM
I appreciate your thoughtful review, Blane. It's important to me that I effectively manage time and ensure clarity in answering any questions you might have. Your satisfaction is a priority, and I'm glad to have been of service. If you need...
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Tim was super helpful and communicative. He took time to answer all of our questions and was so knowledgeable!
Reply from Tim Silva
September 19th, 2025 07:39 PM
It's great to hear that you found my assistance helpful and informative, Emily. I appreciated the opportunity to guide you through the process and help address your questions. If you ever need further assistance or have additional questions,...
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First off, I would like to say that Tim is very courteous and kind to work with. Always took the time to explain what each document was for and answered all my questions pertaining to them. Very prompt on making sure all appointments were at...
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Reply from Tim Silva
September 19th, 2025 07:40 PM
Thank you, Amanda, for sharing your experience. I'm pleased to hear that the process was smooth and that I could make it stress-free for you. Ensuring convenience and clarity in each step is always my goal. I appreciate your recommendation...
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Tim is knowledgeable and he was dedicated to helping us through every aspect of our home purchase process.
Reply from Tim Silva
September 11th, 2025 09:01 PM
I am pleased to know that you felt supported throughout your home purchase, Grant. Your acknowledgment of my dedication means a lot, and I am always here to assist with any future needs. Thank you for trusting me to help you through this important...
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About
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Reverse Mortgage
FHA
VA
Conventional
USDA
Down Payment Assistance
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Positions
- Golden Empire Mortgage - Manager Barstow BranchAug 1st, 1995 - Current
Memberships
- Barstow Chamber of Commerce
- Barstow Optimist
- High Desert Association of Realtors / HDAOR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234300
Gallery
Achievements
- Golden Empire Mortgage, President's Circle.
- Barstow Association of Realtors, Twice, Affiliate of the Year.
- Barstow Police Department, Medal of Excellence.
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."