

Tim Silva
Loan Officer | NMLS # 234300

Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 1 PM
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Reviews from Web
straight forward and helpful
Reply from Tim Silva
August 21st, 2025 10:39 PM
I appreciate your feedback, Gabriel. I'm glad to know that you found the process straightforward and helpful. It was my pleasure to assist you with your purchase, and if there’s anything else you need, don’t hesitate to contact me.
Everything went quick and smooth.
Reply from Tim Silva
August 18th, 2025 02:44 PM
I'm pleased to hear that your experience went quickly and smoothly, Joshua. It was wonderful helping you with your purchase. If you ever have more questions or need further assistance, don't hesitate to contact me.
If I had to do it again I would definitely go to Tim Silva.
Reply from Tim Silva
July 7th, 2025 04:37 AM
I'm glad to hear you had a positive experience with your refinance, Gilbert. It was a pleasure assisting you, and I appreciate your trust in me. If you have any future needs, feel free to reach out.
Tim went above and beyond for us! We can’t thank him enough for being so attentive and trusting throughout the entire process
Reply from Tim Silva
June 23rd, 2025 10:39 PM
I'm thrilled to hear that you had such a positive experience with your home purchase. It was a pleasure to assist you, and I appreciate your kind words. Thank you for trusting me with this important process.
Tim was able to help in many
Reply from Tim Silva
June 2nd, 2025 03:13 PM
I'm glad to hear that I was able to assist you effectively, Joshua. It was a pleasure working with you on your purchase. If you have any further questions or need assistance, feel free to reach out.
very helpful and accommodating anytime
Reply from Tim Silva
May 27th, 2025 05:14 PM
I'm thrilled to hear that you found my assistance helpful and accommodating throughout your home purchase process. It was a pleasure working with you, Florencita. Thank you for your kind words and trust in Golden Empire Mortgage, Inc.
Tim was always available. Quick to return communication. Helpful, understanding, patient. He was simple awesome!
Reply from Tim Silva
April 15th, 2025 04:36 PM
I'm thrilled to hear that you found my assistance helpful, understanding, and patient throughout your home purchase process. It was a pleasure working with you, and I appreciate your kind words.
Always available to answer any question, very thorough and helpful. made the entire process easy! Thank you for the great experience.
Reply from Tim Silva
April 7th, 2025 02:33 PM
I'm thrilled to hear that you had a great experience and found the process easy. It was a pleasure assisting you, and I appreciate your kind words. If you have any more questions in the future, feel free to reach out.
took the time to answer all our questions and offer specific advise.
Reply from Tim Silva
February 11th, 2025 12:10 AM
Timothy, thanks so much for the kind words! I really appreciate you taking the time to leave a review. It was a pleasure working with you on your purchase loan, and I'm happy I could be of assistance. Making sure you have all the information...
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Getting answers to questions in a timely manner. Having an office in my hometown made it easier. Pleasant staff.
Reply from Tim Silva
February 7th, 2025 05:56 PM
Thanks, Patrice! I appreciate you taking the time to leave a review. I'm glad we could make the process smoother for you, especially with the convenience of our local office. We always strive to respond quickly and efficiently, so I'm happy...
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About
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Reverse Mortgage
FHA
VA
Conventional
USDA
Down Payment Assistance
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Positions
- Golden Empire Mortgage - Manager Barstow BranchAug 1st, 1995 - Current
Memberships
- Barstow Chamber of Commerce
- Barstow Optimist
- High Desert Association of Realtors / HDAOR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234300
Gallery



Achievements
- Golden Empire Mortgage, President's Circle.
- Barstow Association of Realtors, Twice, Affiliate of the Year.
- Barstow Police Department, Medal of Excellence.
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."