Tim Silva
Loan Officer | NMLS # 234300
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
the process from start to finish
Reply from Tim Silva
July 23rd, 2026 02:12 PM
I'm happy to hear that the process from start to finish met your expectations, Kristopher. Thank you for the positive feedback. If you ever need assistance in the future, please feel free to reach out.
very informative kept us in loop if there was any questions they were answered really made you feel family helping family.
Reply from Tim Silva
July 21st, 2026 02:22 PM
Thank you for your kind words, Dustin. I'm glad that you felt well-informed and supported throughout the process. It's wonderful to hear that the experience felt like family helping family. If you have any more questions or need assistance...
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Tim was great through the entire process. He was very communicative through the process of buying my house. We had a very short 21 day escrow that was closed on time. He is very professional and friendly. Would definitely recommend!!!!
Reply from Owner
May 7th, 2026 12:46 PM
Thank you, Samy, for the perfect rating. I appreciate your support and trust in my services. Please let me know if there's anything else that I can help you with in the future.
Everything went smooth from start to finish. Tim was very good at communicating everything and answer any questions I had. We had a tough 21 day escrow and we got it done without any issues. Very friendly and professional!
Reply from Tim Silva
May 9th, 2026 02:36 PM
I'm glad to hear that everything went smoothly, Samantha. I'm pleased that my communication during the 21-day escrow was helpful for you. Thank you for your kind words about my professionalism and friendliness. If you have any more questions...
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Tim is very helpful and keeps you updated. Tim is overall very professional.
Reply from Tim Silva
March 5th, 2026 04:52 PM
I'm glad to hear that you found my support helpful, Rudy. Keeping clients informed and maintaining professionalism are important aspects of my work. If you have any further questions or need assistance in the future, please feel free to reach...
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Tim Silva has received a review with 5 star rating from Joshua M
Reply from Owner
February 23rd, 2026 02:54 PM
I appreciate your rating, Joshua. Thank you for your support.
Clear communication, expectations, and availability...I think that's most important when you are dealing with money.
Reply from Tim Silva
February 23rd, 2026 02:55 PM
I appreciate your insights, Joshua. Clear communication and setting expectations are indeed crucial when handling financial matters. It's rewarding to know that these aspects were important for you during the refinance process. Should you have...
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Tim was great quick response times, Honest and would recommend him to friends and family!
Reply from Tim Silva
December 19th, 2025 05:12 PM
I appreciate your feedback, Christian. It's important to me to respond quickly and maintain honesty throughout the process. Thank you for your recommendation to friends and family. If there's anything else I can assist with in the future, just...
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Tim Silva has received a review with 5 star rating from Sarah G
Reply from Owner
February 23rd, 2026 02:55 PM
I'm grateful for the excellent rating, Sarah. If there's anything I can assist you with, please feel free to reach out.
He really explained the processes and what to expect next.. that made the process a little less stressful.
Reply from Tim Silva
December 18th, 2025 05:26 PM
I'm glad to hear that my explanations helped make the process less stressful for you, Sarah. Ensuring a clear understanding of what to expect is important to me, and I'm pleased it contributed positively to your experience. If you have any...
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About
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Reverse Mortgage
FHA
VA
Conventional
USDA
Down Payment Assistance
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Positions
- Golden Empire Mortgage - Manager Barstow BranchAug 1st, 1995 - Current
Memberships
- Barstow Chamber of Commerce
- Barstow Optimist
- High Desert Association of Realtors / HDAOR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234300
Gallery
Achievements
- Golden Empire Mortgage, President's Circle.
- Barstow Association of Realtors, Twice, Affiliate of the Year.
- Barstow Police Department, Medal of Excellence.
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."