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Tom Merritt at CrossCountry Mortgage - Originating Branch Manager | NMLS #315449 in Chicago, IL

Tom Merritt at CrossCountry Mortgage

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Originating Branch Manager | NMLS #315449

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chicago, IL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Reviews from Web
  • Encompass
    D
    Daniel F
    Chicago, IL
    Posted on August 31st, 2025 12:03 PM
    Everyone was
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for leaving a review. If there is anything that we can do to make sure you are receiving a 5-star experience, please let us know.
  • Encompass
    M
    Meghann M
    Berwyn, IL
    Posted on August 28th, 2025 02:14 PM
    Tom and everyone on his team were wonderful throughout this whole process. As first-time buyers, we knew next to nothing about how the home-buying process worked. You all were amazing at helping us through, from before we put an offer down,...
    read more
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    G
    Graeme W
    Berwyn, IL
    Posted on August 26th, 2025 02:54 PM
    As first time home-buyers, we couldn't have asked for a more comprehensive, transparent experience. Tom and team guided us every step of the way with the utmost courtesy, patience, and superior communication.
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    J
    James O S
    Algonquin, IL
    Posted on August 20th, 2025 01:02 PM
    experience as a whole of working with Tom has been of perseverance and comfortability of making the best decisions possible. From our initial experience with trying to build a place in Gilbert to now officially closing in Algonquin, the comfortability...
    read more
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    C
    Christopher N
    Ocala, FL
    Posted on August 18th, 2025 03:16 PM
    Communication was first rate, everyone we worked with was fantastic, the process was amazingly smooth.
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    J
    Julie A N
    Ocala, FL
    Posted on August 16th, 2025 12:56 PM
    Easy to work with, communicate we, app makes it easy
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    M
    Megan J S
    Algonquin, IL
    Posted on August 15th, 2025 12:35 PM
    Tom answered all our questions as a first time buyer and didn't make us feel silly. He was easy to get in contact with; even on the weekends when we were looking for homes. Could not have asked for a better experience!
    read more
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    C
    Christopher M
    Chicago, IL
    Posted on July 30th, 2025 08:44 PM
    The professionalism, knowledge, and problem solving were all amazing!
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    M
    Mallory A V
    Mukwonago, WI
    Posted on July 24th, 2025 12:25 PM
    Tom makes the scariest part of home buying the easiest. He is calm, cool, and collected, even when discussing scary large figures. He is creative at structuring loans and was able to help get us into our dream home!
    read more
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    A
    Angela L L
    Elmhurst, IL
    Posted on July 11th, 2025 09:41 PM
    Responsive and clear communication in what is sometimes a complex process. Appreciate his patience with us, and strong oversight. Tom and his team go above and beyond to ensure we felt informed and understood what was going on. After 3 times...
    read more
    Reply from Tom Merritt at CrossCountry Mortgag...
    April 2nd, 2026 09:56 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • 31–40 of 599
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chicago, IL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #315449 | Branch NMLS #2822731
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 315449
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS