Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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Excellent Service
Reply from Terry & Peter O'Neill
July 30th, 2024 03:40 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
What a great team. So experienced, swift, professional and courteous. I would and will use them again and would recommend them to anyone.
Reply from Terry & Peter O'Neill
July 29th, 2024 01:21 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Very seamless process. Provided reminders and direction when needed to ensure we closed on time without any delays.
Reply from Terry & Peter O'Neill
July 15th, 2024 05:51 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Terry made it easy and offered to show me the numbers before I even asked for them.
Reply from Terry & Peter O'Neill
July 13th, 2024 06:10 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Process and communication was straightforward
Reply from The O'Neill Team
July 8th, 2024 02:34 PM
Thanks Tim, we enjoyed working with you both, and best of luck on the new home/project! Looking forward to seeing the end result!
Terry & team were very personable and made things easy by handling most of the correspondence with insurance, etc. among other things.
Reply from The O'Neill Team
June 11th, 2024 03:40 PM
Thank you for the kind words, Erica! Let us know if you or anyone you know needs help in the future!
This is my second time working with Terry and I would highly recommend him. Great rates, low fees! Excellent communication and made my part very easy!!
Reply from Terry & Peter O'Neill
June 13th, 2024 02:57 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Terry was ALWAYS avaialble to answer all of my questions and did a great job of explaining everything to me. He was so helpful!
Reply from Terry & Peter O'Neill
June 11th, 2024 12:31 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Made everything very easy and took time to explain my options and help find a great rate.
Reply from Terry & Peter O'Neill
June 2nd, 2024 03:15 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Great communication and explanation, and always willing to answer questions!
Reply from The O'Neill Team
May 6th, 2024 02:44 PM
Thanks Leanna, it was great working with you, and we hope you really enjoy your new home!
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org