Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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Outstanding to work with communication was💯
Reply from Terry & Peter O'Neill
November 8th, 2024 03:04 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
I would say that Terry is the most patient, understanding, knowledgeable and stand up individual that we have met in the years of real-estate investing. Terry never just wants to close a new mortgage, he provides insights to market trends,...
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Reply from Terry & Peter O'Neill
October 23rd, 2024 02:39 PM
Thanks for the great feedback. I hope you enjoy your new home!
Accessible during the buying process, including on weekends when we needed paperwork for offers. Also asked questions about my plans to sell my house and explained that the loan could be recast at that time, which is something I wasn’t aware...
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Reply from Terry & Peter O'Neill
September 12th, 2024 03:46 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
It was great working with you and your team!
Reply from Terry & Peter O'Neill
September 10th, 2024 07:47 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Terry and Peter stepped in to help us on a tight deadline when another lender was not being completely forthcoming about everything. Despite reaching out on a Friday night (shortly after a small panic attack), Terry had information for me in...
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Reply from Terry & Peter O'Neill
September 7th, 2024 06:05 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Terry and his team helped me, a first time homebuyer, easily navigate the home buying process.
Reply from The O'Neill Team
August 30th, 2024 01:43 PM
Thanks for your nice words Jacob. We truly enjoyed working with you, and we hope you enjoy your new home!
There were too many emails. I got list in the process. I prefer to sign documents in person.
Reply from Terry & Peter O'Neill
August 31st, 2024 11:39 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
easy to work with, super communicative
Reply from Terry & Peter O'Neill
August 30th, 2024 06:39 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Terry and his team are absolutely fantastic with every detail and have been super helpful to our family over the years. Thanks guys!
Reply from Terry & Peter O'Neill
August 25th, 2024 02:41 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Prompt replies and excellent rates.
Reply from Terry & Peter O'Neill
August 18th, 2024 01:13 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org