Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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Terry and Peter are always great to work with. They are very responsive and professional. We have been working with them many time and they are always above and beyond.
Reply from Terry & Peter O'Neill
May 6th, 2024 02:46 PM
Thanks again Meilan! It's always great working with you and Mitchell. Best of luck with your new property and let us know if you need anything in the future!
Terry and Peter were available for a phone call whenever we needed them!
Reply from The O'Neill Team
May 4th, 2024 12:55 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
They were very responsive to questions and anything they didn't know they would find the answer, and follow up with us.
Reply from Terry & Peter O'Neill
April 22nd, 2024 02:08 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
They are making a great team!
Great communication, always keep the customers well informed on updated status. All in all it was very pleasant and great experience working with the team. Thank you everyone and stay blessed 🙌
Reply from Terry & Peter O'Neill
April 6th, 2024 02:44 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Terry and Peter worked very hard to help me meet MHDC requirements. Without this financing I would have had to have paid thousands in closing and down payment costs. Most importantly because of them, I’m in a great house in a great neighborhood....
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Reply from Terry & Peter O'Neill
March 21st, 2024 07:40 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Answered questions when asked. Signing for the house was simple and easy. Only downside is the amount of spam emails I am now receiving.
Reply from Terry & Peter O'Neill
March 8th, 2024 01:26 AM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Peter was easy to work with and made everything easy to understand. Even though buying a house is stressful peter did an amazing job getting me through it. Thank you sir
Reply from The O'Neill Team
February 12th, 2024 09:24 PM
Thanks for the kind words, Daniel. It was good working with you, too. Let me know if you need anything in the future! Take care.
Always a great experience to deal with Terry and team. Great communication and cooperation from them. Very professional and courteous group of people.
Reply from Terry & Peter O'Neill
January 27th, 2024 11:09 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Terry and Peter were fantastic lenders throughout the entire process. They were very responsive, knowledgeable, and professional, and were happy to answer any questions I had. I always received thorough explanations on the complicated home-buying...
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Reply from Terry & Peter O'Neill
January 20th, 2024 01:46 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great communication and work between all the staff.
Reply from Terry & Peter O'Neill
January 17th, 2024 02:40 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org