Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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Terry was fast, knowledgeable & freindly. In my opinion his team pulled off a miracle. Thanks
Reply from The O'Neill Team
December 12th, 2024 04:11 PM
Appreciate the kind words, Don! Glad we could get it done. Let us know if you, or anyone else you might know, need help in the future. Take care!
Jody did a great job of explaining the documents we were signing, and the entire loan process went smoothly due to their great communication tools
Reply from The O'Neill Team
December 9th, 2024 04:00 PM
Thank you, Dawn! Glad we were able to assist you and you felt the process went smoothly. Let us know if you have any questions or need any help in the future!
Great customer service from start to finish. Quick, efficient & very knowledgeable!
Reply from Terry & Peter O'Neill
December 9th, 2024 04:00 PM
Thank you, Jeannie! We were happy to assist you and let us know if you or anyone else you might know need help in the future.
Terry and Peter were fantastic to work with right off the bat. They both are approachable and provide tons of guidance. They closed us quickly and without any hassle.
Reply from The O'Neill Team
December 3rd, 2024 06:03 PM
Appreciate the kind words, Shannon! Let us know if we can help you or your family/friends in the future. Enjoy the new home!
Very professional and well experienced, love the professionalism,
Reply from Terry & Peter O'Neill
December 2nd, 2024 01:47 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Terry always s seems to find a way to get us great loans and rates even though more of our money is investments rather than a high salary. We have the money to buy these houses, but it's not as straightforward as it may be for some. That has...
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Reply from Terry & Peter O'Neill
November 19th, 2024 08:09 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
The O'Neill team was extremely helpful, courteous, and professional, working with me thru the process and answering Questions and providing info/updates quickly so we could finish the process smoothly
Reply from The O'Neill Team
November 14th, 2024 05:43 PM
Thanks for the kind words Stephen. It was great working with you and keep up the good work @ American Century and enjoy your great new home!
Terry & Peter
Easy to get it done. Great rate. Thanks!
Reply from Terry & Peter O'Neill
November 14th, 2024 05:44 PM
Thanks David--great working with the Beaulieu Crew again! Hope all goes well with your expanding rental empire!
Terry & Peter O.
We discussed the plan of action and they made it happen .
Reply from Terry & Peter O'Neill
November 14th, 2024 05:46 PM
Alberto, it was great working with you on your new purchase. We hope all goes well with your new home, and we'd welcome the opportunity to work with you again in the future!
Terry & Peter O.
They were able to take over from another broker we were dissatisfied with and were diligent to get everything done in short period of time!
Reply from Terry & Peter O'Neill
November 14th, 2024 01:53 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org