Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Terri was very professional and very informative. She always took the extra time to let me know exactly what phase of the closing processes was and answered all my questions very promptly. I would give her an A++ rating and recommend her to...
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Reply from Terri Hammonds
May 25th, 2023 05:29 PM
Thank you April. Anything I can do to help you in the future, do not hesitate to call.
Terri stayed determined to make this happen for me despite the obstacles . I am so grateful.
Reply from Terri Hammonds
May 25th, 2023 05:30 PM
This one was certainly a challenge through no fault of yours!!! I am so happy we were able to work through the appraisal issues and close your loan.
A call back from a Branch Manager or a corporate manager would have been a good place to start. I called both and did not receive a response.
She was in constant contact with us on updating us and making sure we had everything needed. On top of that she referred us to a great real estate agent as well.
Reply from Terri Hammonds
May 25th, 2023 05:31 PM
Thanks Dylan... So happy to help with a unique property.
My experience with the help and everything Terri provided for me was amazing I really feel part of the first federal family
Reply from Terri Hammonds
May 25th, 2023 05:32 PM
Thank you for the vote of confidence.
Terri was very professional and knowledgeable throughout the entire process. She was a wealth of knowledge in times when we were confused or unsure of what to do next. She was patient and emotionally involved. Our journey to home ownership...
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Great communication through the process. We closed sooner than expected. Love First Federal and all the loan officers. Terri was fantastic!
Terri and everyone involved, worked great together as a team and worked great with me to make buying a house as easy and painless as possible. Couldn't be happier with all of them!
Ms. Hammonds did an excellent job of communicating and explaining each step of the process. She always answered when I called OR she returned my call within a matter of minutes. She made me feel at ease by taking all of my questions seriously....
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.