Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Communication was very good. Process was timely.
Reply from Terri Hammonds
April 13th, 2023 12:38 AM
It was great working with you!!! Welcome to Al.
The easy process thanks to the communication and knowledge Terri had!
Reply from Terri Hammonds
April 13th, 2023 12:39 AM
Thank you so much for the kind words!!! I enjoyed working with you!
Mrs. Terri was amazingly helpful and knowledgeable. She kept us posted on everything we needed to know along the way. She treated us like family and led us in the right directions when we needed guidance
Reply from Terri Hammonds
April 13th, 2023 12:39 AM
Thank you so much! I enjoyed helping you achieve your goals of home ownership!
Terri was very helpful and always answered any questions we had during the process of getting a loan for our house. She was great at communicating and friendly! I would definitely recommend her to anyone.
Reply from Terri Hammonds
May 25th, 2023 05:26 PM
Thank you for entrusting me with your Loan
Terri is awesome, she treated me like family. Any time I had questions she had answers or the means of getting the answer.
Reply from Terri Hammonds
May 25th, 2023 05:27 PM
Thank you so very much! It was great working with you.
One on one conversations to understand every step of the process and guidance provided. Terri was so personable and her shared wealth of knowledge made me less anxious and comfortable every step of the way. Thanks to Terri for an awesome experience!!...
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Reply from Terri Hammonds
May 25th, 2023 05:27 PM
Thank you Laura. I appreciate your business.
Great friendly service. Quick response, always extremely helpful. Great communication
Reply from Terri Hammonds
May 25th, 2023 05:28 PM
Thank you Jaymee!!! Your business is appreciated!!!
The entire process was seamless. Terri was very thorough and went into detail on any questions I had.
Reply from Terri Hammonds
May 25th, 2023 05:28 PM
Thank you Sheila. Always here to help you!!
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Reply from Terri Hammonds
May 25th, 2023 05:29 PM
Thank you Anthony! You are so appreciated. Anything we can do to help in the future, please let me know.
Terri was amazing to work with
Reply from Terri Hammonds
May 25th, 2023 05:29 PM
Thanks Jess! Enjoyed working with you so much.
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.