Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Terri was absolutely fabulous through the whole process. She went above and beyond to get us the absolute best rate and loan. She was very informative, attentive and by our side through every meltdown I had. Her dedication and amazing problem...
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Reply from Terri Hammonds
October 20th, 2024 01:23 PM
Thank you for the kind words Jenny! Love you and your family!
Terri was very professional and went above and beyond to help me! She is a problem solver with years of experience and very dedicated to her job!
Reply from Terri Hammonds
October 9th, 2024 12:59 AM
Thank you so much for the glowing review, DeAnna! I'm delighted to hear that you had a great experience with your purchase loan. Your kind words really do make all the hard work worthwhile. I strive to provide the best service possible and...
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Terri Hammonds was a great help with being informative and over all a huge help throughout my whole process.
Reply from Terri Hammonds
September 30th, 2024 02:28 PM
I'm genuinely thrilled to hear such positive feedback, Andrew. Your kind words are greatly appreciated. I'm glad I could assist you in navigating through the purchase money loan process, and I'm here for any further support you may need. At...
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The overall communication.
Reply from Terri Hammonds
October 20th, 2024 01:25 PM
It was an honor helping you and your family.
Terri was so very helpful throughout the whole process. She was so nice and helped us find the best loan for us! Can’t recommend her enough.
Reply from Terri Hammonds
August 28th, 2024 03:23 PM
Thank you so much, Ashley, for your high praise. It was truly a pleasure to assist you in finding the loan that best suits your needs. Your positive feedback means a lot to me and it's wonderful to know that you had a great experience. If you...
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Better communication with Underwater
Reply from Terri Hammonds
August 21st, 2024 03:43 PM
Thank you for entrusting me with your loan. It was an honor and a pleasure working with you!
Very kind and allowed me to ask all the questions I had.
Reply from Terri Hammonds
August 16th, 2024 06:26 PM
Thank you so very much Madison. Your review means so much to me, as this is how I continue to grow mu business. I am so happy that I was able to help you with your first home purchase.
Terri made it absolutely seamless, smooth and stress free!
Reply from Terri Hammonds
August 16th, 2024 06:27 PM
Thanks so very much for the kind review....
Everything was very efficient.
Reply from Terri Hammonds
August 16th, 2024 06:27 PM
Thanks so much for your kind words.
Terri made the process very fast, efficient, and as well as productive. Terri has a great personality and was always available to answer any questions I had.
Reply from Terri Hammonds
May 14th, 2024 12:43 PM
I'm thrilled to hear that you had such a positive experience with your loan process, Hunter! Making things fast, efficient, and productive for you was my top priority, and I'm so glad that it came across in our interactions. Your questions...
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.