Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Terri is a true professional. She's knowledgeable and is very personable. We felt like we'd know her forever quickly became to feel like friends/family. We cant thank her enough for her time and assistance with the loan amd a great rate!
read more
Reply from Terri Hammonds
May 9th, 2025 01:54 PM
I'm delighted to hear that you had such a positive experience with your loan process, Richard. It was a pleasure assisting you, and I'm thrilled to know you felt comfortable and valued throughout. Thank you for your kind words and for choosing...
read more
Ease of whole activity
Reply from Terri Hammonds
April 7th, 2025 12:30 PM
I'm glad to hear that the process was easy for you. It was a pleasure assisting with your purchase at First Federal Bank. Thank you for your feedback.
She was great about communicating with us and overall would recommend her to anyone. She made the entire process so easy and smooth.
Reply from Terri Hammonds
April 4th, 2025 03:36 PM
I'm thrilled to hear that the communication and process met your expectations. It was a pleasure assisting you with your purchase, and I greatly appreciate your recommendation.
Terry was very informative and responsive. She made the whole process
Reply from Terri Hammonds
March 23rd, 2025 11:00 AM
Hi John, Thank you so much for your kind words and for taking the time to share your experience. I'm thrilled to hear that you found the process informative and that my responsiveness made a difference. It's always my goal to ensure the loan...
read more
Terri is great! As a first time home buyer, I had no idea what I was doing. She walked me through every step, made the process simple, and went above and beyond to help me.
Reply from Terri Hammonds
February 20th, 2025 01:10 PM
Thank you so much, Laura! It was truly a pleasure helping you navigate the home buying process. I'm thrilled to hear that you felt supported and that I could make things easier for you. Buying a home is such a big step, and I'm glad I could...
read more
Terri guided me through this process step by step and was more than just a lender. I consider her a friend now. She went above and beyond in my buying process to make things as easy as possible for more. Such a great person and I would recommend...
read more
Reply from Terri Hammonds
February 4th, 2025 11:45 AM
Dustin, reading your review truly warmed my heart. Helping people like you achieve their homeownership dreams is why I do what I do. I so enjoyed working with you through the process and am touched that you consider me a friend. I'm happy I...
read more
In the start, Terri was great. However, that quickly changed . From the lack of communication, rudeness, dishonesty, and a completely ruined experience. There seemed to be something wrong on Terri's end each week. Our loan application was denied...
read more
Terri was excellent to work with , a great communicator and worked cery dilligently to get us the best rates and got everything together very quickly to close much sooner than we were expecting. Thanks again!
Reply from Terri Hammonds
November 7th, 2024 11:42 AM
Hey Cory, I'm absolutely thrilled to know you had a great experience with us at First Federal Bank. Your kind words and the 5-star rating really mean the world to me. I'm glad I could assist in expediting the loan process and securing the best...
read more
Easy to work with
Reply from Terri Hammonds
October 31st, 2024 08:54 PM
I'm delighted to know you found it easy to work with me at First Federal Bank for your purchase loan purpose, Gary. Your feedback means a lot and drives us to constantly improve and deliver better services. A rating of 4.5 out of 5 stars is...
read more
Very efficient and great communication.
Reply from Terri Hammonds
October 20th, 2024 01:03 PM
Thank you for your kind words, Carston. I'm thrilled to hear that you found our communication and efficiency to your liking during your purchasing process at First Federal Bank. I strive to provide the best possible service and your feedback...
read more
31–40 of 127
About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.