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Terri Cagle - Team Acopia
Loan Advisor | NMLS# 207639
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Consistancy and drive to get things done and also support through the process.
Reply from Terri Cagle
June 19th, 2026 02:07 PM
Ebony, I'm grateful for your kind words about my consistency and support throughout the process. It's important to me to help my clients effectively and efficiently. If you ever need further assistance, please feel free to reach out.
Terri was always there when I needed her and offered tons of help and guidance during the home buying process!
Reply from Terri Cagle
June 15th, 2026 05:49 PM
Isabelle, I appreciate your kind words and am happy to know that you felt supported throughout the home buying process. If you have any more questions or need further assistance, I'm here to help.
Terri was the most attentive, supportive, and responsive loan officer. She was encouraging and held my had every step of the way
Reply from Owner
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Terri was always there when I need communication. Walked me through the whole process
Reply from Terri Cagle
June 12th, 2026 07:12 PM
Deonante, I'm glad to hear that you felt supported and informed throughout the process. It's important to me to be there for my clients whenever they need communication. If you have any further questions or need assistance, please feel free...
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Terri was always respons and in communication with me. she held my hand every step of the way
Reply from Terri Cagle
June 12th, 2026 04:20 PM
Joy, I'm pleased that you felt supported and informed throughout the process. It's important to me to maintain good communication and be there for my clients every step of the way. If there's anything else you need, please don't hesitate to...
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Make sure y'all work with TERRI CAGLE!!! Terri was an incredible lender! She kept everything perfectly organized, helped us secure the lowest possible closing costs, and made sure we closed right on schedule.
Reply from Owner
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Terri was an incredible lender! She kept everything perfectly organized, helped us secure the lowest possible closing costs, and made sure we closed right on schedule. I would definitely recommend her to everyone I know! She's the BEST!!!!!...
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Reply from Terri Cagle
June 11th, 2026 03:37 PM
Michael, I'm grateful for your kind words and recommendation. It's wonderful to know that you appreciated my efforts in organizing and securing favorable closing costs for you. If there's anything else you need, please feel free to reach out....
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Terri Cagle - Team Acopia has received a review with 5 star rating from Demetrius D
Reply from Owner
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Transparency and patience
Reply from Terri Cagle
June 10th, 2026 05:57 PM
Demetrius, I appreciate your recognition of my transparency and patience. It's important to me that you felt informed and comfortable throughout the process. If there's anything else you need, please feel free to reach out.
Terri answered any questions I had in a time manner. She was super nice and very knowledgeable. She works so hard to get it all done!
Reply from Terri Cagle
June 9th, 2026 08:24 PM
Leondra, I'm glad to hear that you found my assistance timely and helpful. It's important to me that you felt supported throughout the process. If you ever have more questions, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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Memberships
- NMLS
- Momentum Church Jasper
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
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Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.