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Lower - Alpharetta, GA, Alpharetta, GA
Alpharetta, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Terri Cagle - Team Acopia has received a review with 5 star rating from Terri C
Great experience working with this lender. The communication was outstanding; they took the time to explain every step of the process clearly and answered all questions. Furthermore, everything was handled in a very timely manner, making the...
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The over all experience was not that great. Communication was lacking and directions on what was needed was not always clear. This is not all on Terri. There were others involved in this as well. And the day before closing I was asked to send...
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Reply from Terri Cagle - Team Acopia
June 22nd, 2026 07:52 PM
Hey Josh, I am so sorry. I know you guys were so stressed out. I'm glad we finally made it to the closing table, and I apologize for all the last-minute back and forth!!
she walk me through it . She was there for me on stuff I didn't understand she made sure i understood
Reply from Terri Cagle - Team Acopia
June 22nd, 2026 03:09 PM
Thank you sweet friend!! It was a pleasure working with you!!
My husband worked well with you and your communication was concise and always prompt .
Blaine commindicated in a timely manor and took the time to answer all my questions .
Rick makes the loan process so easy. He is very communicative and positive in every interaction. This is our second time using Rick for a mortgage and he is great!
the Only reason j I rated my experience the way i did was because the communication wasn't clear throughout this process i fina did get my home and am happy with it however now the guy I got the house from isnt isn't responding so just with...
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Reply from Terri Cagle
June 22nd, 2026 03:11 PM
Hey Ashley, I am so sorry. I am so glad you are happy in your new home!
We were out of the country for most of this experience. Blain and his team were able to work through all of that anyway and still made it all happen. Thanks Blain!
Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Reply from Terri Cagle - Team Acopia
June 15th, 2026 08:30 PM
Thank you so much!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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