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Terri Cagle - Team Acopia
Loan Advisor | NMLS# 207639
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everything about the experience was great.
Reply from Terri Cagle
July 6th, 2026 05:04 PM
Andre, I'm pleased to hear that your experience was great. If you ever have any questions or need further assistance, I'm here to help.
Terri was very knowledgeable, had great service and great communication. She was also very pleasant
Reply from Owner
June 26th, 2026 02:18 PM
Thank you Adrienne! It was a pleasure working with you and Andre!
Great communication, great attitude, great service, and great knowledge!!
Reply from Terri Cagle
July 9th, 2026 05:51 PM
Hey Adrienne!
Thank you so much!! It was an absolute pleasure working with you!!!
Terri Cagle - Team Acopia has received a review with 5 star rating from Terri C
Reply from Terri Cagle - Team Acopia
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
The over all experience was not that great. Communication was lacking and directions on what was needed was not always clear. This is not all on Terri. There were others involved in this as well. And the day before closing I was asked to send...
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Reply from Terri Cagle - Team Acopia
June 22nd, 2026 07:52 PM
Hey Josh, I am so sorry. I know you guys were so stressed out. I'm glad we finally made it to the closing table, and I apologize for all the last-minute back and forth!!
she walk me through it . She was there for me on stuff I didn't understand she made sure i understood
Reply from Terri Cagle - Team Acopia
June 22nd, 2026 03:09 PM
Thank you sweet friend!! It was a pleasure working with you!!
the Only reason j I rated my experience the way i did was because the communication wasn't clear throughout this process i fina did get my home and am happy with it however now the guy I got the house from isnt isn't responding so just with...
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Reply from Terri Cagle
June 22nd, 2026 03:11 PM
Hey Ashley, I am so sorry. I am so glad you are happy in your new home!
Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Reply from Terri Cagle - Team Acopia
June 15th, 2026 08:30 PM
Thank you so much!
Terri was absolutely amazing! She was right there to answer any questions that I about anythin, she was al available when I needed her and when I sent in documents that were needed she was always prompt in letting me know that she received...
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Reply from Terri Cagle
June 22nd, 2026 03:08 PM
Keoshua, I'm grateful for your kind words and am truly pleased that I could assist you throughout your first home buying experience. It's important to me that my clients feel supported and informed at every step. If you ever have more questions...
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The overall experience with Terri was great especially her prompt replies.
Reply from Terri Cagle - Team Acopia
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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Memberships
- NMLS
- Momentum Church Jasper
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Gallery
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.