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Terri Cagle - Team Acopia
Loan Advisor | NMLS# 207639
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
The lenders were wonderful!! Excellent at communicating and making sure we had everything I needed! Quick closing and over all great customer service!!
Reply from Terri Cagle - Team Acopia
August 21st, 2026 06:39 PM
Andrea, I appreciate your kind words about the communication and customer service you received. I'm glad we could provide a quick closing and ensure you had everything you needed. If there's anything else I can help you with, please feel free...
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Terri Cagle - Team Acopia has received a review with 5 star rating from Payal H
Reply from Owner
August 10th, 2026 10:14 AM
Thank you Payal!!!!
You are AMAZING!!! Thank you for going above and beyond to help me by my very first house by myself during such a difficult time of my life!!! I really appreciate everything you did for me!
Reply from Terri Cagle - Team Acopia
August 10th, 2026 10:14 AM
Thank you so much!!!!
Great
Reply from Owner
August 10th, 2026 10:14 AM
Thank you James!
Terri made it great
Reply from Terri Cagle
August 13th, 2026 07:02 PM
James, I'm happy to hear that I could contribute to a great experience for you. If you need any further assistance, please let me know.
Terri was the best team player I could ask for!
Reply from Terri Cagle
August 7th, 2026 05:01 PM
Karry, I'm thankful for your kind words. It's great to know that you felt supported as part of the team. If there's anything else I can do for you, please let me know.
You all made everything as easy and understandable as possible.
Reply from Terri Cagle
August 6th, 2026 01:54 PM
Eric, I'm glad to hear that we could make the process easy and understandable for you. If you have any further questions or need assistance, please feel free to reach out.
Made the process super easy had super communication
Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:48 AM
Thank you Daniel!! It was a pleasure working with you!
ATTENTION!! If you are buying a house call TERRI CAGLE. My finance and I just closed on our first house thanks to team at lower specifically Terri and Troy! Let me tell you about Terri; she’s a beast! She is so sweet & her communication is...
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Reply from Owner
August 24th, 2026 02:33 PM
Dolasha, I'm grateful for your kind words and thrilled to hear about your positive experience with Troy and me. It's wonderful to know that our communication and efficiency met your expectations during the home buying process. If you ever need...
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Terri never missed a beat! Paperwork that was needed she made sure to ask for it back Asap. every question we had she was knowledgable or followed up asap. Everyone needs terri on their team. From start to finish Terri made sure we We're comfortable....
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Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:49 AM
Thank you so much Dalosha!!! It was a pleasure working with you!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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Memberships
- NMLS
- Momentum Church Jasper
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Gallery
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.