
Tammy Wilt
Senior Mortgage Banker

“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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The loan we applied was new to me and probably to Tammy, so a lot of moving parts . would like to have a bot more proactive communication towards the end when we were not sure when to receive the final discl from Logan.
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My experience with Tammy was exceptional.As a first time homebuyer she made the process seamless and stress free by explaining every step clearly .Her expertise and dedication are appreciated.Thank you!
Reply from Tammy Wilt
November 5th, 2025 03:05 PM
It's wonderful to hear about your experience, Joyce. I'm glad I could make the home buying process seamless and clear for you. Your appreciation of my expertise and dedication means a . lot. Thank you for trusting me with this important step...
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Tammy was more than accommodating throughout the whole process. She really guided us to the end and we felt supported. As first time home owners she was very helpful and broke things down for us to understand and gave valuable advice.
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Reply from Tammy Wilt
October 26th, 2025 11:35 PM
I'm glad to hear that my guidance was helpful during your first home purchase, Maria. It was important to me that you felt supported and informed throughout the process. Thank you for entrusting me with such a significant step in your journey....
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Tammy was quick to respond. She was patient and precise about answering all of my questions.
Reply from Tammy Wilt
October 12th, 2025 03:56 PM
I appreciate your feedback, Nicola. It's great to know you found my responses timely and the information clear. Ensuring that all your questions are thoroughly answered is important to me. Thank you for trusting me with your home purchase.
Friendly and very responsive
Reply from Tammy Wilt
September 30th, 2025 01:55 PM
I appreciate your feedback, Simran. It was a pleasure working with you! Thank you for choosing Gray Fox Mortgage for your purchase.
Always there to answer questions.
Reply from Tammy Wilt
September 26th, 2025 12:56 PM
I appreciate your review, Betsy. It's important to me to be there whenever questions arise during the process. Thank you for choosing Gray Fox Mortgage for your purchase.
We had a great experience, the customer service we received was amazing! We are very happy with everything.
Reply from Tammy Wilt
September 1st, 2025 01:54 PM
I'm thrilled to hear that you had a great experience with the customer service, Autumn. It means a lot to know that you’re happy with everything. It was truly a pleasure to assist you during this important process. Thank you for trusting me...
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Issues arising from our buying experience eould have baffled us had Tammy not been such a great communicator & liason. Her vigilant work kept the process moving forward.
Reply from Tammy Wilt
September 1st, 2025 01:55 PM
Siobhan, thank you for your thoughtful review. I'm glad I could assist in navigating through the complexities of your home buying experience. Keeping the process smooth and maintaining clear communication are priorities for me, so it's encouraging...
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This is a high caliber person/company. Tammy was with me and my son Mark, all the way and the transactions were fast and efficiant. We couldn't have had a better person/company. Thank you all so much for all that you did for us.
Jane
Reply from Tammy Wilt
August 29th, 2025 01:16 PM
Thank you, Jane, for your kind words. I'm glad to hear that you and Mark found the experience both fast and efficient. It was a pleasure to assist you throughout the process, and I'm grateful for the trust you placed in me at Gray Fox Mortgage....
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The entire team at Gray Fox Mortgage were fantastic! Top-shelf professionals in the industry and they get things done accurately and fast. Always immediately responsive to any question or changes. They guided us seamlessly through the mortgage...
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Reply from Tammy Wilt
August 29th, 2025 01:17 PM
Thank you, Mark, for your fantastic review. I'm delighted to hear you had such a positive experience with the team at Gray Fox Mortgage. Being able to guide you smoothly and respond quickly to your needs is something I prioritize. Your recommendation...
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About
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage loans for purchase, refinance and renovation
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Positions
- Atlantic Bay Mortgage - Sr Mortgage BankerDec 1, 2019 - Current
Memberships
- CAAR
- Women's Council of Realtors
- CAAR Foundation
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 195702
- Licensed in NC & VA
Hobbies
- Running, reading, hiking, finding new breweries, spending time with family and friends
Disclaimer
The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.