Tammy Wilt
Senior Mortgage Banker
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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I came in to Grey Fox very stressed and throughout the whole process you calmed me by explaining everything, using humor and by being straight forward. Thank
Reply from Tammy Wilt
January 19th, 2026 01:14 PM
Kim,
I am glad I was able to ease your concerns during the process! Thank you so much for trusting me with your financing needs. I hope you enjoy your new home.
Tammy was exceptional throughout this process. Her patience, willingness to help , and consistent communication made a stressful process seem familiar and my wife and I more confident in our decision. We would highly recommend Tammy and the...
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Reply from Tammy Wilt
January 16th, 2026 08:06 PM
I really appreciate your thoughtful review, Quintin. It was my pleasure to assist you and your wife and make the home-buying process smoother. Your confidence in me is truly valued, and I am grateful for your recommendation. Thank you for trusting...
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Thank you so much for your very thorough, timely, and welcoming work with me. It was clear that you wanted to help me get the loan, and you made it easy to get the right iinformation to you,, at almost all hours, over the busy holiday season....
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Reply from Tammy Wilt
January 7th, 2026 03:37 PM
I'm glad to hear that you felt supported during your loan process, Sarah. Providing thorough and timely assistance, especially during a busy time like the holidays, is important to me. It's wonderful to know that you found the experience welcoming...
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Tammy was always
quick to answer our questions. She was super kind and made the process easy.
Reply from Tammy Wilt
January 7th, 2026 03:36 PM
Your words about my kindness are appreciated. I'm pleased to have been part of your home purchasing journey with Gray Fox Mortgage. Thank you for allowing me to assist you!
Tammy is great. She's quick and a good communicator. Tammy answers questions and never seems to get frustrated. She became a lifeline in my first time going through the homebuying process.
Reply from Tammy Wilt
December 23rd, 2025 01:48 PM
I appreciate your thoughtful review, Katherine. I'm glad to hear that my communication style and availability made a positive impact during your homebuying journey. It's important to me that my clients feel supported, especially through such...
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Tammy was easy to work with for our home loan. She happily answered all the questions that came up throughout the process and she kept us informed at each step. It was a pleasure to work with Tammy and other staff at Gray Fox.
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Reply from Tammy Wilt
December 22nd, 2025 02:04 PM
It was a joy to assist you with your home loan, Susan. I appreciate your kind words and am glad I could provide clear communication at each stage. Working alongside the team at Gray Fox is truly rewarding, and I'm pleased you had a positive...
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Tammy was terrific to work with and especially in communicating everything related to our loan application. I would highly recommend Tammy and Gray Fox Mortgage to others.
Reply from Tammy Wilt
December 22nd, 2025 02:04 PM
I'm glad to hear you found the communication around your loan application straightforward, Steven. It's important to me to ensure clarity throughout the process. I appreciate your recommendation and am pleased you chose Gray Fox Mortgage.
You help me rebuild my credit
and it really helped me get through my financial difficulties
Reply from Tammy Wilt
December 22nd, 2025 02:03 PM
I'm glad to hear that I could assist you, Charles. Supporting clients through credit rebuilding and financial challenges is an important part of what I do. It's rewarding to know it was helpful to you. Thank you for trusting me during this...
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She is always ready to help if you help yourself, and also take you through everything before action is taken. She is good at what she does.
Reply from Tammy Wilt
December 3rd, 2025 01:20 PM
Celestina, I appreciate your thoughtful feedback. I'm glad to hear that my approach made a positive impact on your experience. It's important to me to ensure everything is clear before moving forward, and I'm pleased that you found this helpful....
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Tammy went above and beyond for me. She never made me feel like I was dealing with a business, but instead I felt like I was dealing with a family friend. I can not thank her enough for what she has done for me.
Reply from Tammy Wilt
November 21st, 2025 06:40 PM
I appreciate your heartfelt review, Christopher. Building a trusting connection is essential to me, and I'm thrilled that I could assist you like a family friend during your home purchase. Your kind words mean a lot, and I'm grateful for the...
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About
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage loans for purchase, refinance and renovation
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Positions
- Atlantic Bay Mortgage - Sr Mortgage BankerDec 1, 2019 - Current
Memberships
- CAAR
- Women's Council of Realtors
- CAAR Foundation
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 195702
- Licensed in NC & VA
Hobbies
- Running, reading, hiking, finding new breweries, spending time with family and friends
Disclaimer
The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.