
Tammy Wilt
Senior Mortgage Banker

“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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Very efficient process.
Reply from Tammy Wilt
August 27th, 2025 12:51 PM
Thank you, Mark, for your feedback. I'm glad to hear that you found the process efficient. It's always my aim to make everything as smooth as possible for my clients. Should you have any more questions or need assistance in the future, feel...
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Ensured a smooth process , start to finish , even with the hiccups that come along the way with this.
Reply from Tammy Wilt
August 24th, 2025 07:14 PM
I'm thrilled to hear that I was able to ensure a smooth process for you, Sachindra. Navigating those inevitable hiccups can certainly be challenging, so I'm glad I could assist from start to finish. Your trust in me at Gray Fox Mortgage means...
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Tammy was an absolute pleasure to work with. She collaborated closely with us throughout the process, ensuring timely follow-ups and making the entire loan process feel seamless. Her patience and attention to detail were truly appreciated.I...
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Reply from Tammy Wilt
August 24th, 2025 07:15 PM
Thank you very much, Sree, for your thoughtful review. It was my pleasure to work with you and provide the support you needed. I'm glad to hear that the collaboration and follow-ups made the process smoother for you. Your recommendation is...
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Really helpful and informative. Tammy was able to answer every question I had and walked me through the entire process.
Reply from Tammy Wilt
August 14th, 2025 05:29 PM
Thank you, Kevin, for sharing your experience. I'm glad I could help make the process informative and smooth for you. It was a pleasure working with you! . I appreciate you trusting me with your home purchase at Gray Fox Mortgage.
Excellent because she guide me thru the process from the beginning until closing. Thank you Ms. Tammy!
Reply from Tammy Wilt
August 6th, 2025 05:29 PM
I appreciate your kind words, Marites. It was a pleasure working with you and your family. Thank you for choosing me for your home purchase with Gray Fox Mortgage.
Excellent to work with. Great and consistent communication throughout the entire process of buying a home as a first time
home buyer. Would highly recommend to anyone looking to purchase a home in Charlottesville.
Reply from Tammy Wilt
August 5th, 2025 04:30 PM
Thank you, Divya, for your wonderful feedback. It’s important to me that you felt supported every step of the way. Your recommendation means a lot, and I'm grateful you trusted me with this significant milestone in Charlottesville.
Tammy was always knowledgeable and prompt to answer any concerns we had. Great personality and totally enjoyable to work with.
Reply from Tammy Wilt
July 31st, 2025 02:09 PM
Thank you so much for your kind review, Lonnie. I truly strive to make the process as pleasant as possible. Your feedback means a lot, and I'm grateful you chose Gray Fox Mortgage for this important purchase.
Tammy Wilt was extremely responsive and available for any concerns regardless of how small the question.
Reply from Tammy Wilt
July 23rd, 2025 02:12 PM
I'm grateful for your kind words, Victoria. Being available and responsive is important to me, so I'm pleased to hear that it made a difference in your experience. It's my goal to address every concern promptly, no matter how small. Thank you...
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Tammy was very available when we had questions. The massive amounts of emails were a bit overwhelming at times....but I suspect that was all required.
Tammy was always so friendly and knowledgeable. She made the whole process so easy.
Reply from Tammy Wilt
July 20th, 2025 01:13 PM
I'm so glad to hear that you found me knowledgeable throughout the process. Making things easy for you is always my goal, and I'm pleased it made a difference in your experience. Thank you for your kind words and for trusting me with your purchase...
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About
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage loans for purchase, refinance and renovation
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Positions
- Atlantic Bay Mortgage - Sr Mortgage BankerDec 1, 2019 - Current
Memberships
- CAAR
- Women's Council of Realtors
- CAAR Foundation
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 195702
- Licensed in NC & VA
Hobbies
- Running, reading, hiking, finding new breweries, spending time with family and friends
Disclaimer
The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.