Tammy Wilt
Senior Mortgage Banker
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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As a first time homebuyer, Tammy made this process incredibly easy for my wife and me. Would highly recommend her for any homebuying needs, and would work with her again for any future transactions!
Reply from Tammy Wilt
September 29th, 2026 01:52 PM
Ryan,
Thank you for wonderful review! I truly appreciate your trust and working with you both. I look forward to working together again.
Tammy was insanely responsive - answering any questions or concerns I had very promptly, even on weekends and in the evening. Amazing to work with and incredibly helpful.
Reply from Tammy Wilt
September 28th, 2026 01:45 PM
Colby,
It was a pleasure working with you! I appreciate you trusting me with your home purchase. Have fun creating new memories.
Knowledgeable and friendly very responsive
Reply from Tammy Wilt
September 28th, 2026 01:45 PM
John,
Thank you so much for taking the time to leave a review. I hope you enjoy your new home and time with the family here.
Best mortgage experience ever! Tammy's expertise, consulting, communication, and technology all contributed! When rates drop, will be back for a re-fi without hesitation.
Reply from Tammy Wilt
September 21st, 2026 12:14 PM
Donald,
It was great working with you! Thank you for your kind words - we strive to make the process easy and transparent. I look forward to working in the future.
Tammy was incredibly professional and knowledgeable. She made sure that we kept up to date on all our documents, helped us find grants to help with our down payment, was very kind and did an exceptional job! We were so grateful to work with...
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Reply from Tammy Wilt
September 18th, 2026 02:26 PM
Kathryn,
Thank you so much for trusting me with your purchase of your home. I'm glad we were able to utilize programs to help you with your down payment!
Great experience, always responded very quickly and great to Work with.
Reply from Tammy Wilt
September 14th, 2026 12:38 PM
Krystal,
Thank you so much for the kind words. It was great working with you!
very professional
Reply from Tammy Wilt
August 18th, 2026 05:25 PM
Jeanne,
Thank you so much for the review. It was a pleasure working with you!
All of the staff at Gray Fox Mortgage were exceptional and made our experience very pleasant. Tammy Wilt went to great lengths to make this work for us in an unexpected short time. We appreciate everyone's hard work and effort and will be happy...
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Reply from Tammy Wilt
August 18th, 2026 05:24 PM
Kalmia,
Thank you for your trust to get this loan closed quickly for you. It was a pleasure working with you!
not appilcable
Tammy was very responsive whenever I needed something. She was thorough with explaining the process to me.
Reply from Tammy Wilt
August 3rd, 2026 04:40 PM
Janelle,
Thank you for taking the time to leave a review. I'm glad hat you found all communication helpful and timely.
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About
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage loans for purchase, refinance and renovation
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Positions
- Atlantic Bay Mortgage - Sr Mortgage BankerDec 1, 2019 - Current
Memberships
- CAAR
- Women's Council of Realtors
- CAAR Foundation
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 195702
- Licensed in NC & VA
Hobbies
- Running, reading, hiking, finding new breweries, spending time with family and friends
Disclaimer
The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.