Tammy Wilt
Senior Mortgage Banker
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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Enjoyed the videos and responses were very quick, even on holiday weekends!
Reply from Tammy Wilt
July 17th, 2026 01:25 PM
Tonya,
It was great working with you. I'm glad you found the communication timely and helpful!!
You were there for us every step of the way. Thank you for making our mortgage transaction easy and pleasent!
Reply from Tammy Wilt
July 9th, 2026 04:22 PM
Jeffrey,
I'm glad the support during the process made things easy and pleasant! Thank you for trusting me with your mortgage.
The process with Tammy was highly efficient!
Reply from Tammy Wilt
July 8th, 2026 04:45 PM
Carlos,
I'm glad you found the process efficient. Thank you so much for taking the time to leave a review.
Tammy made what could have been a difficult process due to retirement timing easier. Her Tuesday notices about where we were in the process and what was needed were extremely helpful.
Reply from Tammy Wilt
June 22nd, 2026 12:12 PM
Gretchen,
It was a pleasure helping you navigate your transition to retirement with your new home purchase. I'm glad you found the weekly updates helpful. Thank you for trusting us with your mortgage.
Tammy was professional and patient. I really appreciated her willingness to work to help get our loan closed.
Reply from Tammy Wilt
June 7th, 2026 06:37 PM
Scott,
Thank you for taking the time to leave a review. I'm glad you trusted me with your mortgage financing. It was a pleasure working with you!
Everythin went super smoothly! Communication was reliable and clear.
Reply from Tammy Wilt
June 4th, 2026 11:33 PM
Adriana,
It was a pleasure working with you. I'm glad the process was transparent and consistent. Enjoy your new home!
Tammy Wilt was fantastic. Loved her every Tuesday calls and her videos. We were informed of the process every step of the way. Loved her transparency.
Reply from Tammy Wilt
June 1st, 2026 11:21 AM
Martha,
Thank you for the lovely review. One of my main goals is to make the process as transparent as possible and I appreciate the feedback.
Tammy answered all my questions and guided me though the necessary steps to purchase our new home. Great service!
Reply from Tammy Wilt
May 30th, 2026 12:32 PM
Yvonne,
Thank you so much for the kind review. I appreciate you trusting me with your financing needs. It was a pleasure working with you!
Too much confusion and last minute asksTammy was the stabilizing force in this transactionNever talked to Joe & he didn't return my calls Too many moving parts for meThank you for your patience with an old man
read more
Reply from Tammy Wilt
May 29th, 2026 01:27 PM
Tim,
Thank you for your trust and apologies for any last minute confusion. Glad we were able to get you closed on time.
Yall were great! From the constant but friendly and needed reminders to making everything that needed to be signed clear and simple.
Reply from Tammy Wilt
May 29th, 2026 01:28 PM
Charles,
Thanks so much! I appreciate you taking the time to review and that the follow up was helpful
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About
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage loans for purchase, refinance and renovation
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Positions
- Atlantic Bay Mortgage - Sr Mortgage BankerDec 1, 2019 - Current
Memberships
- CAAR
- Women's Council of Realtors
- CAAR Foundation
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 195702
- Licensed in NC & VA
Hobbies
- Running, reading, hiking, finding new breweries, spending time with family and friends
Disclaimer
The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.