

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Susie and her team helped me with buying my first home, and I couldn’t have asked for a better experience. They were incredibly kind, patient, and efficient throughout the entire process. Susie went above and beyond to make sure I felt comfortable...
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Reply from Susie Carlton | Loan Originator | E...
July 7th, 2025 12:50 PM
Jillian, thank you for the wonderful review! I'm thrilled to hear that your experience buying your first home was so positive. It was a pleasure helping you through the process, and I'm glad to know that our efforts made it smooth and manageable...
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Susie and her team pointed out some potential problems before they became real problems . The team at Element Home Loans is extremely qualified and professional.
Reply from Susie Carlton | Loan Originator | E...
July 1st, 2025 01:02 PM
Kyle, it was a pleasure assisting you and Carmen again! I really appreciate your loyalty and business! I'm so happy that we were able to identify potential issues early on with the initial property and I'm so happy that you found a perfect...
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Susie and Mona kept me informed throughout the process. Couldn't be happier with their assistance.
Reply from Susie Carlton | Loan Originator | E...
June 29th, 2025 06:09 PM
Steve, I'm delighted to hear that you were pleased with the assistance provided by both Mona and me. Keeping you informed throughout the process is a priority, and I'm glad we could meet your expectations. Thank you for your kind words and...
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Susie was really supportive and provided not only required information, but also insightful information about home loan applications. She was easy to contact and always happy to answer questions.
Reply from Susie Carlton | Loan Originator | E...
June 23rd, 2025 12:38 PM
Alexander, thank you for the wonderful review! I'm thrilled to hear that you found my support and insights helpful during your home loan application process. It was a pleasure assisting you and Kristen, and I'm glad you were happy with the...
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Working with Susie and her team was great! They were always communicating where we were at during the process, answered every single question we had in a timely manner, and ensured we closed on time with no issues
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Reply from Susie Carlton | Loan Originator | E...
June 15th, 2025 03:04 PM
Kristin, I'm thrilled to hear that your experience working with us was so positive! It was a pleasure assisting you and Alex, and I'm glad we could keep you informed and answer all your questions promptly. Thank you for trusting Element Home...
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Dedicated professionals who prioritize their clients by attentively listening to them and strive to ensure the mortgage process is easy to navigate.
Reply from Susie Carlton | Loan Originator | E...
May 13th, 2025 12:30 PM
Bill, it was such a pleasure assisting you and Stephanie! I'm thrilled to hear that you found our team dedicated and attentive throughout your mortgage process. I appreciate your kind words for my wonderful team. Thank you for choosing Element...
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easy and quick process from start to close
Reply from Susie Carlton | Loan Originator | E...
April 15th, 2025 01:58 PM
Janelle, I'm thrilled to hear that the process was easy and quick for you from start to finish. It was a pleasure working with you both, and I'm glad I could assist you with your home loan needs. Welcome Home! I hope you're getting settled!...
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Susie and Mona were so actively involved with every step of the mortgage process. Their insight, patience, and willingness to helped us experience a smooth mortgage transaction sending us to the title company Thank you ladies very much.
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Reply from Susie Carlton | Loan Originator | E...
April 14th, 2025 01:44 PM
Lil, it was such a pleasure meeting you and Bill at the closing. You are such a lovely, sweet couple, and we hope you love your new Florida home. Mona and I really enjoyed assisting you with this home purchase. Know that we're always here for...
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It was great. Smooth. Seamless. Great communication
Reply from Susie Carlton | Loan Originator | E...
April 11th, 2025 08:57 PM
Bill, thank you so much for the great review! It was such a pleasure assisting you and Jessica with your new home purchase! I hope you enjoy many happy years there, and know that we're here for you if we can assist you in the future! Welcome...
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Susie and her team are simply amazing! We will definitely refer family and friends.
Reply from Susie Carlton | Loan Originator | E...
April 2nd, 2025 12:57 PM
I'm thrilled to hear that you had such a positive experience with us, Todd. It was a pleasure working with you and Corinna, and I truly appreciate your intention to refer family and friends to Element Home Loans. I hope you both enjoy your...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.