

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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i had an awesome experience working with Susie and everyone else I corresponded with after her. Susie incredibly helpful and very knowledgeable about this entire process. I will highly recommend her to all of my family and friends who will...
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Reply from Susie Carlton | Loan Originator | E...
March 21st, 2025 07:33 PM
Thank you so much for your kind words, Dallas! It was truly a pleasure working with you and Paige through the home-buying process. I'm thrilled to hear that you had such a positive experience, and I deeply appreciate your willingness to recommend...
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All of my texts, and phone calls were handled very promptly and professionaly. I was treated wonderfully as I felt that I was part of a wonderful team. I enjoyed working with Susie as well as Mona. Thank you all for making this experience very...
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Reply from Susie Carlton | Loan Originator | E...
March 16th, 2025 01:43 PM
Joan, thank you so much for your kind words! It was a pleasure working with you and being part of your home loan journey. I'm thrilled to hear that you felt like part of our team and that we helped make the process smooth and stress-free for...
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Susie is phenomenal! She and the team she worked with main the process so easy and efficient! I have already recommended her to others that are in the market.
Reply from Susie Carlton | Loan Originator | E...
March 7th, 2025 03:13 PM
Thank you so much, Dee for the amazing review! It was such a pleasure working with you and Frank, and I'm thrilled to hear you found the process easy and efficient. It means the world to me that you’ve recommended me to others. I would love...
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Susie was wonderful, taking extra time to explain each step of the process to us as first time home buyers.
Reply from Susie Carlton | Loan Originator | E...
March 3rd, 2025 02:41 PM
Hi Mary, Thank you so much for your kind words! I'm thrilled to hear that you felt supported throughout the home-buying process. It was a pleasure working with you and guiding you and David through each step. I know that buying a home for the...
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great service and advice
Reply from Susie Carlton | Loan Originator | E...
January 2nd, 2025 09:09 PM
Thanks for your positive feedback, Terry! I'm glad to hear that you appreciate the service and advice I provided. Your satisfaction is my top priority at Element Home Loans and your rating of 4.83 out of 5 stars means a lot to me. I hope to...
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We had a wonderful experience with Susie! She was so communicative with us throughout the entire process and really made us feel cared for. We could tell that she truly had our best interest at heart
Reply from Susie Carlton | Loan Originator | E...
December 30th, 2024 02:26 PM
Hi Sarah! I'm thrilled to hear about your positive experience with me and my team! Your feedback means a lot and helps motivate us to do our best. Thank you for taking the time to leave such a wonderful review. Should you need any future assistance...
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My experience was unexpectedly amazing! Susie is not only incredibly knowledgeable and available to answer questions and help in anyway she can, but she's also a warm and kind person. I didn't feel any sales -y pressure and just felt very comfortable...
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Reply from Susie Carlton | Loan Originator | E...
October 31st, 2024 02:15 PM
Thank you so much for your great review, Jennifer! It was so nice meeting you, and I'm so happy to hear that you had such a positive experience with my team at Element Home Loans. It was genuinely my pleasure to guide you through your home...
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Susie helped us all the way!! She was on top of things and fantastic with communicating efficiently and clearly. Element home loans go above and beyond to get you into your new home! I highly recommend working with them!
Reply from Susie Carlton | Loan Originator | E...
October 29th, 2024 12:39 AM
I'm so glad to hear that you had a positive experience, Anastasia! It was truly a pleasure working with you and Zack and I'm thrilled to know that we were able to make the process seamless for you. It's always our goal at Element Home Loans...
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Susie and her team were very helpful whenever we had issues or problems, they were always very quick to respond and were very clear in what they were doing or what they needed from us. Even with the storms that passed through they never stopped...
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Reply from Susie Carlton | Loan Originator | E...
October 21st, 2024 03:55 PM
Hi Zachary, Thank you so much for your kind words and the amazing 5-star review! I'm thrilled to hear that you found our team to be helpful and responsive, even amid unexpected storms. I'm so happy that your beautiful new home wasn't affected,...
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Excellent communication and patience with questions regarding the process.
Reply from Susie Carlton | Loan Originator | E...
October 2nd, 2024 07:37 PM
I'm so happy to hear that you had a positive experience, Emily! Your review means a lot to me. It's always a top priority to ensure clear communication and patience during the process. I'm glad you felt supported. Thank you for choosing Element...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.