Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354
Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Susie was absolutely wonderful. Her team including Mona were amazing. They made the process feel easy and stress free. They were kind, supportive, efficient, and attentive to my needs. They answered questions and provided clarificaton and support...
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Reply from Susie Carlton | Loan Originator | E...
November 10th, 2025 02:11 PM
I appreciate your amazing feedback, Marnie! It's wonderful to know that you found the process easy and stress-free with the support from myself and Mona. You've been such a pleasure to work with, and I so enjoyed meeting you at the closing....
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Easy and smooth... thank you!!
Reply from Susie Carlton | Loan Originator | E...
October 29th, 2025 03:33 PM
I appreciate your feedback, Michael! I'm glad to hear that the process was easy and smooth for you. It was a pleasure assisting you and Kelly! Thank you for choosing Element Home Loans for your needs. If you have any further questions, feel...
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Susie was great! She answered all questions thoroughly and quickly and guided us every step of the way. We appreciated the thoroughness in all of her emails and really appreciated her hopping on zoom/phone calls whenever we had questions or...
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Reply from Susie Carlton | Loan Originator | E...
October 28th, 2025 02:59 PM
Alexis, Thank you for the wonderful review!!! I’m so pleased to hear that you found the process seamless and that my guidance helped you and Stephen during the process. Your recommendation means a lot, and I'm grateful for your trust throughout...
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Susie was great at walking us through the process of purchasing our first home. She was able to make our experience enjoyable and we appreciate her knowledge along the way.
Reply from Susie Carlton | Loan Originator | E...
October 19th, 2025 01:06 PM
Stephen, it's great to hear that you felt your first home purchase went smoothly. I'm glad I could assist you and Alexis in making the experience enjoyable. It was a pleasure working with both of you and meeting you at the closing. Thank you...
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Susie was great at explaining where all the costs were coming from and the process as a whole
Reply from Susie Carlton | Loan Originator | E...
October 17th, 2025 02:35 PM
Thank you Jessie for the great review! Your feedback is much appreciated. I'm glad to know that I could clearly explain the costs and the overall process to you. I know it can be a bit overwhelming at times. I loved meeting your Mom and cute...
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I appreciate the fact that I didn't have to solely depend on Ms Carlton for any assistance even though she was always 100% available..Her support team was excellent and on point...
Reply from Susie Carlton | Loan Originator | E...
September 5th, 2025 04:58 PM
Andrew, thank you for sharing your feedback. I’m pleased to know that you found both my support and that of my team to be reliable and effective. I'm happy to have a solid support network in place, and I’m glad we could deliver that experience...
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we would not hesitate to reach out to Susie Carlton for our next loan. She is always supportiv, kind, sincere and with constant great communications. We would higl Recommend Her.
Reply from Susie Carlton | Loan Originator | E...
August 29th, 2025 01:14 PM
Michael, thank you for your glowing words! I always love working with you and Melissa and your family! It means a lot to know that you're considering reaching out for your next loan. Your high recommendation is truly appreciated. Thanks again...
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Susie was amazing to work with! She answered all of my and my parents questions and kept me up to date during the entire process. I will definitely recommend her to my family and friends.
Reply from Susie Carlton | Loan Originator | E...
August 26th, 2025 12:53 PM
Elizabeth, I'm so pleased to hear that you had a positive experience working with me! It was a privilege to assist you. Keeping you updated throughout the process is something I prioritize, and I'm thrilled it made a difference for you. Thank...
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It was amazing from the jump they worked tiredlessly through all hoops thrown their way if I was to purchase another house I would use them again huge shout out to Susie and Mona thank yall so much
Reply from Susie Carlton | Loan Originator | E...
August 14th, 2025 03:08 PM
Scott, I'm so pleased to hear that you had such a positive experience with us from the very start! Mona is amazing and I'm so happy she was there alongside me and was able to work through the challenges and make your home-buying journey a success....
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I had a wonderful experience dealing with Susie and her team. Thank you so much for making such a pleasant experience. I would refer any of my friends or family to do business with Susie with Element home loans.
Reply from Susie Carlton | Loan Originator | E...
August 12th, 2025 03:10 PM
Marisol, I'm really pleased to hear that you had such a wonderful experience with me and my team! It was such a pleasure assisting you and meeting you and your sweet, Mom, Maria at the closing yesterday. Your willingness to refer friends and...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)
Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.