

Steven Chester
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Steven did an excellent job of processing my loan. He kept me informed every step of the way, along with the rest of people of Envoy mortgage.
Reply from Steven Chester
May 5th, 2025 04:31 PM
I'm delighted to hear that your loan process went smoothly and that you felt well-informed throughout. It was a pleasure assisting you, and I appreciate your kind words about my service and the team at Envoy Mortgage Ltd.
Steve answered all my questions and kept me very informed along the way. Very professional
Reply from Steven Chester
April 30th, 2025 09:54 AM
I'm glad to hear that I was able to answer all your questions and keep you informed throughout the process. Thank you for your kind words and positive feedback. It was a pleasure assisting you at Envoy Mortgage Ltd.
Friendlines, professionalism, knowledge, patience, availability.
Reply from Steven Chester
March 24th, 2025 02:55 PM
Thank you so much for your kind words, Francisco. I'm thrilled to hear that you appreciated the friendliness, professionalism, knowledge, patience, and availability during your experience with me at Envoy Mortgage Ltd. It's always my goal to...
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"Great" is an understatement . Steven is thorough, wise, kind, and steady. He thoughtfully explained every detail of the process and guided us with care. He brought peace in the midst of uncertainty and frustration. Everyone needs Steven on...
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Reply from Steven Chester
March 20th, 2025 04:46 PM
Jenna, thank you so much for your kind words. It was truly a pleasure working with you, and I’m so glad to hear that my guidance brought some peace during the process. It’s important to me to make sure my clients feel informed and supported...
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Steven helped us navigate our whole home buying process giving us excellent advice. When our deal started to go a bit sideways Steven was able to help be a calming presence.
Reply from Steven Chester
March 20th, 2025 04:48 PM
Andrew, it was truly a pleasure working with you during your home buying journey. I'm glad I could provide the guidance and support you needed, especially when things got a bit tricky. Your trust in me means a lot, and I'm thrilled that I could...
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Mr. Chester informed me and my husband of our options and made the experience much easier for us as we were first time home buyers. The process was spelled out to us and he was happy to assist.
Reply from Steven Chester
March 20th, 2025 04:49 PM
Hi Sherri, Thank you so much for your kind words! I'm really glad to hear that you and your husband found the process easier with my help. Buying a home for the first time can be daunting, and it's always my goal to make it as smooth and understandable...
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Steven Chester was highly communicative, and walked us through every step of the process.
Reply from Steven Chester
February 10th, 2025 03:14 PM
Salvador, it was truly an honor and a privilege to assist you in financing your home! Thank you for the time, energy, and effort that you put in to making your dream a reality.
Great communication. Steven was always a pleasure to speak with and very knowledgeable! We would recommend him to others when purchasing a home and plan on utilizing his services in the future.
Reply from Steven Chester
January 6th, 2025 11:04 PM
Hi Jennifer! What a privilege to take care of you and your family as you come to settle in San Antonio. Thank you for the opportunity to serve you and take care of your important purchase. I'm always here to help with anything you may need....
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Very helpful throughout the whole process
Reply from Steven Chester
January 4th, 2025 05:46 PM
Thank you Hailie for the opportunity to help you and Kyle with your new home purchase. It is truly a pleasure to take care of our military families. Congratulations!!!! May this new home take great care of you and your family for years to come!!...
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Steve was great the entire process from start to finish for closing on my house. He was available for me whenever I had questions and always stopped to explain everything out to me. Really felt like he had not only my best interests in mind...
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Reply from Steven Chester
January 2nd, 2025 07:49 PM
Hello Beau, It was a pleasure to work with you too. I'm thrilled to hear that you had a positive experience with Envoy Mortgage Ltd, and more specifically with me. I pride myself on being available and communicative, so your feedback means...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 371137
Awards
Hobbies
- Water sports, weight lifting, NFL, Travel, Cooking
- Pro Football, Weight Training, Wakeboarding, Cars
Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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