

Steven Chester
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Great communication through the whole process
Reply from Steven Chester
December 18th, 2025 04:53 PM
Thank you, Albert, for the opportunity to help you and your family purchase your dream home! It was a pleasure working with you!!
Steve was always working with us. Where we were nervous about our credit, he made a way for us to pay off all of our prior debt from the proceeds of our house that we sold. Because of his advice and genuine care for us and our purchase of our...
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Reply from Steven Chester
December 12th, 2025 08:46 PM
Tecumseh, thank you for sharing your experience. I'm so excited that you were able to purchase your dream home! Supporting you through the process and seeing everything come together successfully is what makes my work fulfilling. If you ever...
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Steven was always available for any question, and no question was too big or too small for him! He was professional, but also made you feel like family with his openness and honesty.
Reply from Steven Chester
December 1st, 2025 05:01 PM
Thank you for your kind words, Kacie. I strive to maintain a balance between professionalism and making clients feel comfortable and supported. If there's anything else I can do or any more questions you have, don't hesitate to get in touch....
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Steven maintained constant communication with me throughout the process and made himself available for any questions or concerns I had. Thank you Steven for all of the updates as my package moved from initial application to closing.
Reply from Steven Chester
November 13th, 2025 05:32 PM
Anthony, I appreciate the opportunity to serve you and your family. Keeping communication open and being available to address your questions is important to me. I'm glad I could provide the updates you needed as we moved through the process...
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my team was always there when I had questions and were able to explain everything to me and lay it out so I could understand and made it easy as a first time home buyer
Reply from Steven Chester
October 22nd, 2025 03:03 PM
Amanda, thank you so much for allowing us to help you purchase your home! I really enjoyed working with you. Please don't hesitate to reach out to me if you need anything. Congratulations!
Steve was very easy to communicate and helpfu in all the the process.
Reply from Steven Chester
October 13th, 2025 02:54 PM
Miguel, thank you so much for the opportunity to help you purchase your home! If you have any questions for me, please don't hesitate to reach out.
Steven (Steve) Chester is a top-tier loan originator and financial guru—especially during the wild ride of home financing. He’s the rare professional who actually answers when you call and is lightning-fast with responses—whether it’s a late-night...
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Reply from Steven Chester
October 13th, 2025 02:58 PM
Kevin, I truly appreciate your kind words. It is a privilege to serve those of you who served. It's important to me to be accessible and responsive. Predicting and tracking interest rates is a complex process, and I'm happy we secured a great...
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Steven is a wealth of knowledge. Him and his team always updated me on a daily basis from the firat first step to the last step and answered all my queations immediately. I will definitely be using their services again. Truely thankful and...
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Reply from Steven Chester
October 2nd, 2025 08:30 PM
Thank you for your kind words, David. Providing clarity and support every step of the way is important to me. Whenever you're ready to take the next steps or if you have any questions in the future, I'm here to assist you again.
Mr. Chester has helped us on multiple purchases so the comfort was there already but he is always thorough and does not sugarcoat anything when it comes to what needs to be done for a successful transaction. He is also very attentive and responsive...
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Reply from Steven Chester
September 3rd, 2025 10:14 PM
I greatly appreciate your feedback, Erik. Your continued trust and comfort with my service mean a lot to me. Thank you for the great privilege of serving those of you who serve. If you have any more questions in the future or need further assistance,...
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Steve is not only a great lender , but wonderful advisor! He makes the process of purchasing a home easy to understand and work through. He and his team have the process down, making the normally very stressful situation of moving, absolutely...
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Reply from Steven Chester
September 14th, 2025 05:13 PM
I appreciate your thoughtful review, Joanna. I'm glad to hear that both my role as a lender and advisor helped make your home-buying experience more understandable and smoother. It’s rewarding to know that my team and I could ease some of the...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 371137
Awards
Hobbies
- Water sports, weight lifting, NFL, Travel, Cooking
- Pro Football, Weight Training, Wakeboarding, Cars
Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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