

Steven Chester
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Steven guided me through the whole process
Reply from Steven Chester
July 31st, 2026 05:19 PM
I'm pleased to hear that I could guide you through the whole process, Charlotte. If you have any more questions or need further assistance, feel free to reach out.
Steve and the whole Envoy team were tremendously helpful with my wife and I's overall first homebuying experience. They always updated us and answered all our questions. I can't thank yall enough!!
Reply from Steven Chester
June 30th, 2026 10:50 PM
Thank you, Oscar, for your kind words! It was a pleasure to help you and Alex purchase your first home. If you have any questions or concerns, please let me know.
Steven was outstanding throughout our home buying process. He was always available to answer questions, kept us informed every step of the way, and made what could have been a stressful experience feel smooth and manageable. His professionalism,...
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Reply from Steven Chester
June 16th, 2026 04:09 PM
What a privilege it has been taking care of you and Brianna's home purchase. Thank you for the opportunity to serve you and help you with your home purchase. I appreciate your family's sacrifice and Brianna's service to our country. Congratulations...
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Very smooth process
Reply from Steven Chester
June 3rd, 2026 07:33 PM
I'm pleased to hear that the process was very smooth for you, Savannah. If there's anything else I can assist you with, please feel free to let me know.
Steven was easy to reach, returned my calls quickly, explained the processes and expectations with ease. It was a true pleasure to work with him. We closed in 3 weeks and things did not seemed rush due to Steven's knowledge.
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Reply from Steven Chester
June 1st, 2026 04:58 PM
Thank you, Maria, for your kind words. I'm grateful to know that my accessibility and clear communication were helpful to you during the process. It's wonderful to hear that we could close in three weeks without feeling rushed. If you ever...
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Steve was amazing to work with. The communiaction was great and he was very responsive
Reply from Steven Chester
May 20th, 2026 04:14 PM
Thank you Alyssa! It was a privilege to help you finance your home as you move to Texas. If you need anything in the future, don't hesitate to reach out. Enjoy your new home! :)
Steve made us feel very knowledgeable and confident in our morgage loan process. He treated and advised us like his own family. We can't thank him and the team enough for helping us through this whole experience .
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Reply from Steven Chester
May 18th, 2026 03:12 PM
Austin, thank you for letting us help you purchase your first home! It was our pleasure to take care of you and Natalie and to make sure that you had a great experience. Congratulations, and you're always a part of the family! :)
Anytime, any circumstance Steven made sure we were always in the loop on what was going on throughout the whole process!
Reply from Steven Chester
May 12th, 2026 05:05 PM
Thank you Alyssa! It was my pleasure to help you and Anne with your PCS. Please don't hesistate to call me if you need anything!
Steve has been one of the best Loan Officers I've ever worked with. My Wife and I have purchased homes around the country and have used different Loan Officers in the process. Steve was attentive, very knowledgeable, and went out of the way...
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Reply from Steven Chester
May 11th, 2026 05:39 PM
Jason & Rachel, I appreciate your kind words. I'm glad to hear that my attentiveness and knowledge made the VA loan process easy and efficient for you, despite the challenges of different time zones. Thank you for the privilege of taking care...
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was very attentive and responded very quickly to any questions or concerns that we had throughout the process. It made the whole experience much more enjoyable for us. We would definitely recommend him.
Reply from Steven Chester
March 16th, 2026 02:52 PM
Thank you for your kind words, it was a privilege to help you and Troy transition to your new home! Please let me know if there is anything I can help you with in the future!
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 371137
Awards
Hobbies
- Water sports, weight lifting, NFL, Travel, Cooking
- Pro Football, Weight Training, Wakeboarding, Cars
Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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