

Steven Chester
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
The confidence the team made me feel
Reply from Steven Chester
September 14th, 2025 04:00 PM
I'm glad to hear that the team and I were able to instill confidence in your experience. If there's ever anything more I can do for you or any questions you have going forward, please don't hesitate to reach out.
Steven is very knowledgeable and helped us answer a lot of questions we had. Easy to reach and responds quickly.
Reply from Steven Chester
August 25th, 2025 03:14 PM
Steven, thank you for taking the time to share your experience. It’s great to know that my answers were helpful and that I could be easily reached whenever you needed assistance. Being responsive is something I prioritize, so I'm glad it made...
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Steve was very knowledgeable and no nonsense about the mortgage and lending process, making everything clear about what we should expect every step of the way. There was a lot of information to absorb but he made this process much easier.
Reply from Steven Chester
August 20th, 2025 06:53 PM
Sean, thank you for your review. I'm pleased to hear that my straightforward approach made the mortgage process clearer for you. Navigating all the information can be challenging, so it's important to me to make things as simple as possible....
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Steven was very efficient, informative, and great availability. Had our best interest at heart.
Reply from Steven Chester
August 5th, 2025 08:29 PM
Andrea, I appreciate your kind review. It's always my goal to keep your best interests at the forefront of everything I do. If you have any more questions or need assistance down the road, don’t hesitate to get in touch.
Our experience with Steven and Envoy was excellent. His consistent communovation and transparency eased our home buying process. He updated us at every stage and ensured we fully understood what needed to happen next. Highly recommen.
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Reply from Steven Chester
July 11th, 2025 02:55 PM
Will, it has been such a pleasure working with you and Janice. Thank you for your service, and thank you for giving us the opportunity to serve you!!
Steven was amazing, he was very knowledgeable and patient. We didn't get the opportunity to meet face to face, I've spoke with him on the phone a few time's and it felt like we've been known each other. His personality was felt through the...
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Reply from Steven Chester
June 19th, 2025 07:01 PM
Kendall. It was a pleasure assisting you, and I'm glad that my approach made you feel comfortable and informed throughout the process. I thoroughly enjoyed working with you and Kameron! Thank you for the pleasure of helping you with your home...
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Purchasing a home is a big financial commitment. As much as I'd done research prior to try and expand my knowledge in the subject, it was still limited and I was lacking. Working with Steve Chester and his team gave me the confidence to move...
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Reply from Steven Chester
June 19th, 2025 07:03 PM
Kristopher, it was truly a pleasure assisting you, and I’m glad that my explanations were helpful. Thank you for your kind words and for choosing Envoy Mortgage Ltd. If you have any further questions or need assistance in the future, please...
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For any questions I had they answered really quick and if there was something i Wasn't sure about they took the time to help me understand all in all 100/100🫱🏼🫲🏽🙌🏼✨
Reply from Steven Chester
June 2nd, 2025 02:38 PM
Crystal. It was my pleasure to assist you and ensure that all your questions were answered promptly and clearly. Thank you for your kind words and for choosing Envoy Mortgage Ltd.
Steven was an excellent communicator and always patient with us when we asked for clarification or wanted to re-check final numbers.
Reply from Steven Chester
May 17th, 2025 03:00 PM
It was a pleasure assisting you with your mortgage process. Thank you for your kind words, Emily.
Steven was readily available to chat when we had questions and offered us great advice throughout the home buying experience.
Reply from Steven Chester
May 14th, 2025 08:36 PM
I'm glad to hear that I could assist you by being readily available and providing valuable advice during your home buying experience. Thank you for your kind words, Brett. If you have any more questions in the future, feel free to reach out....
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 371137
Awards
Hobbies
- Water sports, weight lifting, NFL, Travel, Cooking
- Pro Football, Weight Training, Wakeboarding, Cars
Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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