Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Steve and team were there every step of the way helping us throught the process.
Better lines of f communication. Earlier disclosures of needed material. If you were not the source of the issues, communications to that point would be more a acceptable practice.
Communication was an issue. I think several false assumptions were made about my character. Good customer service goes a long way. Many references occur based on the experiences of past customers. Thank you for making it right. I hope the next...
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Being able to get a 10 day close. Always answering questions I had at any time.
Everyone was very helpful and took the time to make sure we understood the process.
Steve made the process super easy and very quick!!!!
Steve and his team are the best! Communication was excellent, and they took time to explain anything i didn’t understand. Hard workers! And very kind! HIGHLY recommend!
It was easy and I didn’t have to take lots of time off of work to complete the process.
Closed a FHA loan within 30 days! Love it!
I send Steve all my buyers that are not using a lender.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.