Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Steve was always available to explain what I needed help understanding and was so amazing and patient with me. This was my first home purchase, and I was terrified because of the horror stories I had heard, but with Steve and the other experts...
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The service we received so quickly. Thank you
Super fast! Step by step communication through the process. Going the extra mile to make sure I got the right product for my goals.
Steve and his assistant Mark were awesome, they kept us in the loop every step of the way and kicked into crunch time when we needed to close early on our home.
Steve pulls out all the stops to help your clients!!!
The communication about how my loan process was going, thoroughly explaining the process, and timelines of my approval to closing.
All in all, it was a good experience. I would just advise when you are working with military, not to forget to leave the VA funding fee off of any payment estimates as it took our payment up over $150 and shocked us. We try not to go above...
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We got it done
It was a very easy process.
Great communication
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.