Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Reliable, and timely service. I know I can get a deal closed with Highlands
Very knowledgeable and skilled at getting a loan approved.
Steve went beyond the call of duty to close this transaction.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
Thanks so much! You were awesome to work with and appreciate all your hard work and patience!!
Explained well, made progress easy
Steve took time to understand my situation and work with me through it
The feeling that i was important to them and the communication and the friendly atmosphere
Gave us full disclosure and advice for getting the best interest rates for our loan options, Commercial or VA. His knowledge of new VA program that was starting after the 1st of new year was the deal maker. He was able to get us better rate...
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Understand about covid limiting social interaction but more interaction would be nice
Communication, fast response
Timely responses. Great process. Hard working team
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.