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Guild Mortgage - Steve Dick
Loan Officer | NMLS# 284217


St Johns River Community College
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance prog... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Steve consistently goes above and beyond to ensure the highest level of service known to man! Thank you for all your hard work! HIGHLY RECOMMENDED!!
Steve was a great asset in our journey of buying a new house. He was able to help us know what we could afford and how to make our equity work for us. Steve was great in advising us on how to make the best decisions. I would recommend him for...
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Reply from Owner
April 20th, 2023 12:00 AM
Hey Will, thanks for your feedback! Cardinal Financial takes pride in providing excellent service, and we're thrilled you were happy with your experience. Please let us know if we can do anything else to help in the future!
Steve cares about what he does and goes above and beyond to help his clients. This is the second purchase he has helped me with. On both occasions, it was a great experience. He keeps you informed on the process of everything and will answer...
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Reply from Owner
February 15th, 2023 12:00 AM
Thank you for the review and kind words! It is always our goal to provide a positive experience and we are so glad to hear that we met your expectations. We look forward to working with you again on all of your future home loans!
They are the best I’ve ever dealt with. Steve and the the whole crew are very concise and detailed oriented. I was the Realtor on the transaction but he was still explaining the different ways to handle things and I learned so much. He always...
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Reply from Owner
February 10th, 2023 12:00 AM
Thank you for the kind review, Brooks! We appreciate you taking the time to share your experience and give us some positive feedback. We look forward to working with you again in the future!
Steve was very easy to work with, efficient, and patient. He took the time to explain the details about the loan approval process and made it a smooth and pleasant experience. Steve goes above and beyond to provide the best case scenario for...
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Reply from Owner
February 10th, 2023 12:00 AM
Thank you for the review, Jennifer! We're happy to hear Steve was there every step of the way to explain the loan process. We'll pass your review up the chain to make sure your LO gets the credit they deserve. Please let us know if there's...
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I would recommend Caliber Home Loans to anyone. Steve Dick and his team did a great, great job on helping me purchace a home. The amount of detail and extreme difficulty and time it took for me to complete my purchace Steve and Caliber went...
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We are a military family and not new to moving around. What was new was the incredible service, attentiveness and calm we received from Steve and his team! The responsiveness, determination and ease we encountered is unmatched to date (17 years)!...
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Steve took on a difficult mortgage situation for our family who was selling a home (in the north) and buying a home (in the south). Overall, Steve and his team was there for us over the 3 months it took to complete the process. All along the...
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From the first phone call to the last Steve was very helpful. He helped us figure out the best loan option for us and always readily available for any questions we may have had. He’s awesome
Couldn’t have asked for a more real, down to earth person to get me financed for our forever home! If y’all need a lender look no more ! Grade a service fast response and very knowledgeable in his field!! 10/10 service
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About
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance programs always striving to get people the best possible opportunity for them and their families.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
VA
USDA
FHA
Bank statement loans
DSCR
HELOC
Non warrantable condos and condo tels
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Education
- St Johns River Community CollegeGeneral StudiesAssociate of Arts (AA)Aug 1987 -Jun 1989

- University of North FloridaCriminal JusticeBachelor of Arts (BA)Aug 1989 -May 1991

Positions
- Cardinal Financial - Loan Originator Outside Sales
- Guild Mortgage -
Memberships
- A-Team
- Panama City Beach Chamber of Commerce
- Holy Nativity Episcopal Church
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 284217
Awards
Most referrals giv...
Circle of Excellen...
Achievements
- Most referrals given for A-Team
- Circle of Excellence
Hobbies
- Taking Biscuit, the therapy dog, to schools and veterans homes
- Hiking the mountains of North Carolina
- River rafting
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Disclaimer
I am authorized to do business in the states of Alabama and Florida.; NMLS ID: 284217; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.