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Guild Mortgage - Steve Dick
Loan Officer | NMLS# 284217
St Johns River Community College
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance prog... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Steve is amazing to work with. He is very knowledgeable and patient. He worked with me and helped get me on the right path to get everything done. I would recommend Steve to anyone.
Reply from Owner
December 18th, 2024 12:00 AM
I am so happy you guys!!
Very, very impressed with Steve Dick. He's exceedingly knowledgeable about the industry, and the care he takes with his clients is exceptional. He was a huge help with a family member's home purchase, going so far as to find ways to save them...
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Reply from Owner
June 9th, 2025 03:55 PM
Thank you so much for the kind words. I am always ready to help you and your family!!
Steve was a very professional and diligent lender who was very courteous and friendly. Would highly recommend for any first time home buyer as he throughly explains the entire process.
Reply from Owner
December 18th, 2024 12:00 AM
Thank you Jeff you had a long road but you made it!!
Steve with Cardinal Financial came highly recommended by a lender I couldn’t get a loan with (loan was complicated self employed) and my realtor. I had a foreclosure on my last VA loan in 2016 and I did not think I could get another VA loan....
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Reply from Owner
February 2nd, 2024 12:00 AM
This is awesome to hear! We're so happy our loan team was able to help you get your VA loan. Thank you for your review and be sure to keep Cardinal Finacial in mind for all of your future home loan needs!
responsive, polite, hard working. Helped me and my wife close on our first home very fast. Explained everything we needed to know through the whole process.
Reply from Owner
February 2nd, 2024 12:00 AM
Thank you for taking the time to provide us with this great feedback! We're so happy the Cardinal Financial team could help you purchase your first home. Don't hesitate to reach out if we can help with anything in the future!
Steve has helped me finance two houses. He is extremely knowledgeable about the many home mortgage options. My wife and I had several meetings with Steve on our recent home purchase and he easily put my wife at ease as she was very apprehensive...
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Reply from Owner
February 2nd, 2024 12:00 AM
Thank you for taking the time to share your experience with Steve and the Cardinal Financial team! We're happy to hear we can help you with all of your home finance needs. Don't hesitate to reach out if we can help with anything else!
Absolutely love his energy and his knowledge is paramount to the process of buying a home. I can’t recommend this amazing Loan Wolf enough!!!!
Steve was amazing to work with from start to finish. I was buying my first home and had a lot of questions. He’s a guru with the numbers and made decision making extremely easy for me. Listening to his advice literally helped me save thousands...
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Reply from Owner
February 2nd, 2024 12:00 AM
Thank you for the review! We're always happy to hear we could help our customers save and make the loan process as easy as possible. We look forward to helping all of your future referrals, and be sure to give us a call if you need anything...
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This is the third time that Steve has helped us with obtaining financing for purchasing our homes. He has always made the process quick, easy and understandable. He vast knowledge of finance has been very beneficial us. We wouldn't hesitate...
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Reply from Owner
November 28th, 2023 12:00 AM
Thank you so much for taking the time to leave a review! We're so happy our loan team was able to help you purchase your home. We look forward to continuing to work with you in the future!
Steve was so knowledgeable and helpful! Making this whole process painless and made it easy to understand the financial process with everything to purchase our home!
Reply from Owner
November 17th, 2023 12:00 AM
Thank you so much for the review, Carrie! We're so happy to hear our loan team could help make the loan process as easy as possible. If you need anything in the future, be sure to give us a call!
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About
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance programs always striving to get people the best possible opportunity for them and their families.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
VA
USDA
FHA
Bank statement loans
DSCR
HELOC
Non warrantable condos and condo tels
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Education
- St Johns River Community CollegeGeneral StudiesAssociate of Arts (AA)Aug 1987 -Jun 1989
- University of North FloridaCriminal JusticeBachelor of Arts (BA)Aug 1989 -May 1991
Positions
- Cardinal Financial - Loan Originator Outside Sales
- Guild Mortgage -
Memberships
- A-Team
- Panama City Beach Chamber of Commerce
- Holy Nativity Episcopal Church
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 284217
Awards
Most referrals giv...
Circle of Excellen...
Achievements
- Most referrals given for A-Team
- Circle of Excellence
Hobbies
- Taking Biscuit, the therapy dog, to schools and veterans homes
- Hiking the mountains of North Carolina
- River rafting
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Disclaimer
I am authorized to do business in the states of Alabama and Florida.; NMLS ID: 284217; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.