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Guild Mortgage - Steve Dick
Loan Officer | NMLS# 284217


St Johns River Community College
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance prog... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Steve was there from start to finish, and continues to follow-up to ensure we are taken care of. He has so much knowledge and cares about his clients' success. You know that Steve is in your corner based on his actions. He helped us secure...
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He is an extremely professional and helpful Loan Officer. Anytime we had any questions, comments or concerns he answered them. I would recommend him to any of my family or friends. My wife and I are very happy with our new home here in Panama...
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Steve is who you want with you going through this process. He's extremely knowledgeable and helpful and has crystal clear instructions. He made everything a breeze! 5 stars does him no justice.
Steve Dick is a 10/10! We will never use anyone else for future investments. He is extremely knowledgeable about the market and knows exactly what he’s doing. He made us feel so comfortable and was available to speak with us around the clock...
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Reply from Owner
October 28th, 2025 12:00 AM
You were absolutely fantastic to work with.
Steve was amazing to work with. He always went above and beyond and was always available with whatever questions I had. He helped guide me through the whole process and gave me tips along the way. He did whatever it took to see me get to the...
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Steve walk us through all the financials and coached us on ways to save on our mortgage. Even after we signed the paperwork Steve has been so helpful with any questions we have had. Truly an amazing lender!
Steve and his team work really well together. Everyone was on the same page throughout the process. Closing costs were substantially lower than originally projected and we were even able to close early. This is my 4th deal with Steve and I...
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Steve and his fellow office workers made our loan process as smooth as it could have gone. Even with a non-typical situation, he went above and beyond to help my family purchase our first house. I will recommend him to anyone in the market...
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I used Caliber Home Loans Inc not only once but twice. Steve Dick was my loan officer both times. First with my initial home purchase and again when I refinanced. Steve is very personable, easy to talk to and Always has his clients interests...
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This is my second go 'round with Steve and it was great. Him and his team are great communicators and I never was confused about what was going on. Steve has always been there to answer my questions whether we are actively working on a mortgage...
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About
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance programs always striving to get people the best possible opportunity for them and their families.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
VA
USDA
FHA
Bank statement loans
DSCR
HELOC
Non warrantable condos and condo tels
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Education
- St Johns River Community CollegeGeneral StudiesAssociate of Arts (AA)Aug 1987 -Jun 1989

- University of North FloridaCriminal JusticeBachelor of Arts (BA)Aug 1989 -May 1991

Positions
- Cardinal Financial - Loan Originator Outside Sales
- Guild Mortgage -
Memberships
- A-Team
- Panama City Beach Chamber of Commerce
- Holy Nativity Episcopal Church
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 284217
Awards
Most referrals giv...
Circle of Excellen...
Achievements
- Most referrals given for A-Team
- Circle of Excellence
Hobbies
- Taking Biscuit, the therapy dog, to schools and veterans homes
- Hiking the mountains of North Carolina
- River rafting
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Disclaimer
I am authorized to do business in the states of Alabama and Florida.; NMLS ID: 284217; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.