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Guild Mortgage - Steve Dick
Loan Officer | NMLS# 284217
St Johns River Community College
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance prog... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Steve Dick is hands down one of my favorite lenders to work with! As a Realtor, having an experienced and dependable lender on your side can make all the difference in a transaction, and Steve consistently goes above and beyond for my clients....
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Reply from Guild Mortgage - Steve Dick
September 14th, 2026 01:09 PM
Thank you, Kaci, I am not even sure what to say except thank you. I always feel good when you are part of the transaction because I know that no matter what we will be able to overcome any obstacles we might run into.
Steve always has been very knowledgeable about the many different options available, to help every client i have sent to him. In 10 years, he never not closed on anything that was started, that I worked on with . A great lender!
Reply from Guild Mortgage - Steve Dick
September 10th, 2026 01:02 PM
Thank you Randy. You have also been a tremendous partner and realtor through the years. I can always depend on you to make sure you take care of everything needed on your end, but what separates you is what a great advocate for your clients...
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Steve's knowledge, expertise, and geniune genuine care for people made this experience the best it could be. I'm grateful to have the opportunity to work with Steve Dick and Guild Mortgage. 10/10 recommend!!
Reply from Guild Mortgage - Steve Dick
September 9th, 2026 02:43 PM
Thank you Crystal, this one was so special. I am so glad you kept pushing forward. Because of your hard work you got one of the absolute best down payment assistance programs available in Bay County!!
Guild Mortgage - Steve Dick has received a review with 5 star rating from Mitch W
Reply from Owner
September 9th, 2026 02:44 PM
Thank you for the excellent rating, Mitch. I'm glad to know you had a positive experience with Guild Mortgage.
Not having to follow up. Steve kept us posted all along the way
Reply from Guild Mortgage - Steve Dick
September 9th, 2026 02:45 PM
I'm pleased to hear that you felt well-informed throughout the process, Hudson. Keeping my clients updated is important to me, and I'm glad it made your experience easier.
Highly recommend
Fantastic customer service and knowledgeable
Local and they understand our changing market
Reply from Owner
September 9th, 2026 02:46 PM
Thank you, Bubba, I truly appreciate you saying that. Love working with you and your office.
We appreciate you Steve
Reply from Guild Mortgage - Steve Dick
September 9th, 2026 02:46 PM
Thank you, Michael. I appreciate your kind words and am glad to have been able to assist you.
Steve does a great job and has great attention to detail working the consumers loan and their needs. You will no go wrong choosing him as your lender and what he brings to the real estate transaction. Thanks for a soon transaction on your side...
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Reply from Owner
September 2nd, 2026 12:02 PM
It was awesome working with you as well and I truly hope we get to work together again. You were on top of everything and I appreciated all of your help. You helped make this one close smothly.
Steve was great! His communication and follow up was above acerage for sure. That was a welcomed wiality in his business and professionalism.
Reply from Guild Mortgage - Steve Dick
September 2nd, 2026 12:02 PM
I'm grateful for your kind words, Kinsey. It's nice to know that my communication and follow-up met your expectations and contributed positively to your experience.
Absolutely amazing experience! Steve Dick stuck with me for years to help me correct and build my credit, and find the right home. He walked me through every single detail and set us up for success!!
Reply from Owner
September 2nd, 2026 12:04 PM
I was so proud of you for getting to the finish line. I think we worked together for three or four years. What makes you so amazing is you did everything I ever asked and because of all your hard work you are a homeowner!!
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About
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance programs always striving to get people the best possible opportunity for them and their families.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
VA
USDA
FHA
Bank statement loans
DSCR
HELOC
Non warrantable condos and condo tels
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Education
- St Johns River Community CollegeGeneral StudiesAssociate of Arts (AA)Aug 1987 -Jun 1989
- University of North FloridaCriminal JusticeBachelor of Arts (BA)Aug 1989 -May 1991
Positions
- Cardinal Financial - Loan Originator Outside Sales
- Guild Mortgage -
Memberships
- A-Team
- Panama City Beach Chamber of Commerce
- Holy Nativity Episcopal Church
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 284217
Awards
Most referrals giv...
Circle of Excellen...
Achievements
- Most referrals given for A-Team
- Circle of Excellence
Hobbies
- Taking Biscuit, the therapy dog, to schools and veterans homes
- Hiking the mountains of North Carolina
- River rafting
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Disclaimer
I am authorized to do business in the states of Alabama and Florida.; NMLS ID: 284217; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.