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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Just a very friendly place and people to deal with, and helped me out a lot with me being fresh into this
Reply from Sterling Smith- First Community Mor...
June 25th, 2026 12:23 PM
Thank you for the kind words! We hope you enjoy your new home!
My cousin recommended FCM for buying our first home and i’m SO glad that he did! Everyone is kind and extremely knowledgeable during the process. Especially as a first time home buyer! Special thanks to Lexi for walking me through so much and...
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Reply from Owner
June 25th, 2026 12:22 PM
It was a pleasure serving you! We are so happy for you!
Everyone we spoke to was very knowledgeable! This was a new process for me and my husband, and FCM helped us so much along the the way. special thanks to Lexi for her kindness and taking the time to answer all of my questions!
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Reply from Sterling Smith- First Community Mor...
June 25th, 2026 12:22 PM
Lexi is the best! We are so happy for you and your family!
Sterling is knowledgeable, trustworthy, and great at what he does. Everything was easy and painless on my end.
Reply from Sterling Smith- First Community Mor...
June 17th, 2026 08:23 PM
Thank you for your kind words! We greatly appreciate your trust in us!
Always explained everything very well.
Reply from Sterling Smith- First Community Mor...
June 16th, 2026 02:43 PM
Thank you for your review!
Super helpful and super smooth process. top Notch service! 10/10 will recomend everyone to them
Reply from Sterling Smith- First Community Mor...
June 16th, 2026 02:43 PM
Thank you for your kind words! We greatly appreciate you!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Jackie M
Reply from Owner
June 16th, 2026 02:43 PM
Thank you for your review!
Great communication and fast service Sterling is very knowledgeable and advised us well .
Reply from Sterling Smith- First Community Mor...
June 15th, 2026 01:53 PM
Thank you for your kind words, it is greatly appreciated!
Sterling and his team are responsive informative and knowledgeable
Reply from Sterling Smith- First Community Mor...
June 12th, 2026 03:29 PM
Thank you for your review!
Sterling and his team made the refinance process simple and easy. Would recommend them to anyon.
Reply from Sterling Smith- First Community Mor...
June 10th, 2026 01:39 PM
Thank you for your review!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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