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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
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Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
Sterling Smith made what can often be a stressful process feel simple and manageable. From the very beginning, he was professional, knowledgeable, and always quick to respond to any questions I had. He kept me informed throughout every step...
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Reply from Sterling Smith- First Community Mor...
June 10th, 2026 01:31 PM
Thank you for the kind words, Jose! We truly appreciate you and hope you enjoy your new home!
Sterling is extremely knowledgeable and very helpful through the whole process!
Reply from Sterling Smith- First Community Mor...
June 8th, 2026 02:57 PM
Thank you for your review! It was a pleasure serving you!
Great communication and advice. I have always used Sterling and I will continue to use him
Reply from Owner
June 15th, 2026 04:10 PM
Thank you for your continued trust and support, Brett. I'm grateful for the opportunity to assist you and provide helpful communication and advice. If there's anything else you need, I'm here to help.
Great communication and advice. I have always used Sterling and will continue to use him
Reply from Sterling Smith- First Community Mor...
June 8th, 2026 02:56 PM
Thank you for your review!
The communication with everyone in sterlings office was top tier. they made the first time home buying process very simple for us. They were quick to respond to any question I had .
Reply from Sterling Smith- First Community Mor...
June 8th, 2026 02:56 PM
Thank you for the kind words! We appreciate your trust in us!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Rita W P
Reply from Owner
June 8th, 2026 02:56 PM
Thank you for your review!
Sterling and his team, Elliot, Ashley, and Lexi, we're amazing. I know about construction, however, I did not know anything about the business and financial part of the homebuying process; Sterling and his team gave me all the information that...
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Reply from Sterling Smith- First Community Mor...
June 8th, 2026 02:55 PM
Thank you so much for your kind words! It was a pleasure serving you!
Exceptional to work with. Sterling made it possible and fast for us. Can't thank him enough. Very pleasant to work with and his staff is super nice. Definitely 10 out of 10 .
Reply from Sterling Smith- First Community Mor...
June 5th, 2026 02:16 PM
Thank you for your kind words, Mr. Kenneth! It was a pleasure to serve you!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Dawn G
Reply from Owner
June 5th, 2026 02:15 PM
Thank you for your review!
Easy to apply and options were explained .
Reply from Sterling Smith- First Community Mor...
June 3rd, 2026 03:40 PM
Thank you for your kind review!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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