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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
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8:30 AM to 5 PM
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8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
I cannot say enough great things about Sterling Smith and his team at First Community Mortgage! From the very beginning to closing day, Sterling made the entire home-buying process as smooth and stress-free as possible. He was always available...
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Reply from Sterling Smith- First Community Mor...
November 9th, 2026 03:02 PM
Thank you for your kind words! We truly appreciate you!
Working with Sterling Smith at First Community Mortgage was an absolutely outstanding experience from start to finish. Having gone through several home purchases in the past, I can confidently say Sterling sets the bar at a completely different...
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Reply from Owner
April 8th, 2026 12:53 AM
Thank you for the extremely kind words! It was a pleasure serving you and your family, and I am proud to now call you a friend!
We had the pleasure of working with First Community Mortgage as first-time homebuyers, and the experience exceeded all of our expectations. From start to finish, their team provided incredible support, guidance, and expertise, making the home-buying...
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Reply from Sterling Smith- First Community Mor...
December 4th, 2024 04:41 PM
Thank you so much for your kind words, it was a pleasure serving you and your family!
Sterling was incredible! I was truly impressed by his professionalism, communication frequency and delivery of service to me the borrower. His integrity, work ethic and knowledge of the mortgage process were unmatched in all the vendors I screened...
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Reply from Sterling Smith- First Community Mor...
June 10th, 2024 02:58 PM
Thank you so much for your kind words Mrs. Mary! It was a pleasure serving you and your family!
I can’t say enough good things about my experience working with FCM! They made the refinancing process smooth, easy, and stress-free from start to finish. They were always helpful, knowledgeable, responsive, and took the time to answer all...
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Reply from Sterling Smith- First Community Mor...
November 10th, 2026 02:32 PM
Thank you for your kind words! It was a pleasure serving you!
Made the process very easy!
Reply from Sterling Smith- First Community Mor...
November 3rd, 2026 06:16 PM
Thank you for your review!
Excellent communication throughout the process with good advice
Reply from Sterling Smith- First Community Mor...
November 3rd, 2026 06:16 PM
Thank you for your kind review! It was a pleasure serving you and your family!
First contact was Luisa. She was so kind And helpful. Lexi and Lauren were always available by phone, message, or email. They were very knowledgeableamd able to help me navigate the process easily. Everyone was so lind to remember that I worked...
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Reply from Sterling Smith- First Community Mor...
October 29th, 2026 05:12 PM
I am so happy that you had an amazing experience! We are here to help if you ever need anything in the future!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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