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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Being able to complete all paperwork electronically was great
Reply from Sterling Smith- First Community Mor...
July 6th, 2026 02:58 PM
Thank you for your kind review!
He answered any questions we had and was very informative
Reply from Sterling Smith- First Community Mor...
July 6th, 2026 01:25 PM
Thank you for the kind words!
Quick and easy
Reply from Sterling Smith- First Community Mor...
July 6th, 2026 01:25 PM
Thank you for your review!
Sterling stepped in and saved us when our first mortgage company we talked to was gonna charge us really high closing costs and fees. sterling gave us much better terms, he was super kind, and also gave us the option to recast the loan at a...
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Reply from Sterling Smith- First Community Mor...
July 6th, 2026 01:24 PM
It was our pleasure to serve you and your family!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Zac D
Reply from Owner
July 6th, 2026 01:20 PM
Thank you for your review!
Everyone new thir role
Reply from Sterling Smith- First Community Mor...
July 6th, 2026 01:19 PM
Thank you for your review!
Thank you guys for all the help you gave us. We really appreciate it very much.
Reply from Sterling Smith- First Community Mor...
July 6th, 2026 01:19 PM
It was a pleasure serving you and your family!
Sterling and his team make the entire process of obtaining a mortgage easy and seamless. We were in constant communication and we’re always updated as to where we stood in the process. Highly recommended!
Reply from Owner
July 6th, 2026 01:19 PM
Thank you for your kind words! It is greatly appreciated, and it was a pleasure serving you and your family!
from New York to Tennessee presented many logistical challenges. My family had never made such a long distance move. Sterling and his team answered every question, handled every detail and made the entire process seamless. There was never a...
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Reply from Sterling Smith- First Community Mor...
July 6th, 2026 01:19 PM
Thank you for your kind words! It is greatly appreciated, and it was a pleasure serving you and your family!
Everyone was so friendly and willing to help make this experience
Reply from Sterling Smith- First Community Mor...
June 30th, 2026 02:01 PM
You were amazing to work with!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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